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oxley resume A position of Inforamation Technology Compliance Program Manager allowing me to Evacuation Stock | Shutterstock, use my creativity and For Manager Position skills in the fields of Information Security and Risk Management. Managed SOX and Security Program while monitoring multiple projects and Stock Royalty-Free & Vectors | Shutterstock established strong client’s relationship. Dynamic Project Manager with significant experience in SOX IT General Controls compliance in the areas of Letter. Change management, User access management and technology operations (i.e. Network, OS, Database, Helpdesk, Desktop and operations Job scheduling).Bachelor’s degree in Computer Information Systems.6 years of IT 4 years of IT SOX experience. Knowledge and skill in applying COSO, COBIT, SDLC, ITIL, PCI DSS, Internal controls and best practices; Excellent communication (both verbal and written) skills, active listening skills, and skill in Stock Images | Shutterstock presenting findings and recommendations.

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Monitored, Reviewed and Ensured that 20+ ITGC controls are enforced and proper evidences are generated based on frequency for Audits Compiled evidences for each ITGC control based on risk and frequency of the control to demonstrate compliance with SOX ,HITECH , HIPAA Communicated any violation of controls to appropriate team members and ensure compensating controls were implemented Developed and Royalty-Free Images & Vectors improve multiple processes in the areas of IT Security like User Access Management and Program Change Management Managed and Monitored day to day IT Logical and Physical Security operations including, New Hire, Termination and Transfer processes Maintained system security roles, permissions and Work Free Pdf, Download privileges while maintaining SOD controls with Security committee approvals Threats, vulnerabilities and violations were reviewed with outsourced partner by doing in depth scrutiny and come up with best solution Responsible for oversight of Stock Images, & Vectors Companies security and For Manager Position compliance Policies, Processes, Procedures and Standards Responsible for companies Business continuity and Evacuation Stock Images, | Shutterstock Disaster Recovery Business Impact Analysis, Paper Testing and Warm site testing Reviewed and Sayed - Experience Letter discuss the progress of Key Financial and Business operations projects in IT Steering Committee as well as Security Committee Worked with BSA for proper IT Scoping Requirements and Design Specs are provide to outsourcing partners for development Responsible for a close relationship with the security teams of outsourcing partners to ensure compliance with multiple regulations Effectively presenedt information and provide responses to group of executives, manager, administrators, clients, and customers Managed and fulfilled requests or tasks with Internal Audit, External Audit and Control Owners for various regulation audits Reviewed Service Level Agreements, SAS70 Type II reports, Contracts and complete Client Control Considerations Reduced workload of CIO, Director of Application Engineering and Infrastructure Project Manger so they can focus on business development Managed various projects with 3rd party vendors and outsource partners to fulfill business vision, goals and objectives. Worked on Evacuation Stock Images, Images & Vectors | Shutterstock, Crickets KEY Financial, Payment Card Industry and Personal Identifiable Information projects Ensured IT security and Templates – Free Example, Format SOX Compliance requirements are implemented in New Systems, Enhancements and Images, Royalty-Free | Shutterstock Upgrades Monitored ITGCC controls to avoid vulnerabilities or issues and sustain SOX, PCI and PII Compliance Identified the areas of improvement in departments and implementing process procedures and guidelines Engaged with IT Security, IT Infrastructure, IT operation, IT Architecture, to ensure ITGCC compliance Engaged with EPMO, IT Development, IT Production Support, and Helpdesk to ensure compliance with Application Controls Involved with Business Owners to ensure SDLC documentation (i.e. Scope, requirements, Design Specs, Conceptual documents) Worked with the business leaders, Internal Audit and project leaders to develop Roles Responsibility to ensure SOD Made IT Security and Compliance dept run effectively and Gorgeous Inspiration Business implement changes as directed by Evacuation Royalty-Free Images Senior and Lease Agreement Letter. Printable Sample Executive Management Drove new process or process improvement by implementing appropriate controls so evidences could stand by it Provided training and bringing security awareness in Stock Images, Royalty-Free | Shutterstock all depts. Managed and performed IT Advisory and Work Order Free Format Download | Free IT Assurance services for 11+ clients in Southern California Played integral role during key process re-engineering efforts within various business cycles Ensured SOX and internal control and process compliance Evaluated any known deficiencies and/or functional areas needing improvement Helped implement changes, while working closely with business process owners and management Played a key role in the Company’s SOX compliance efforts including process documentation Assessed in design and refining documentation during process re-engineering efforts Performed process walkthroughs; performing internal controls testing Evaluated the adequacy of the company’s systems and related internal controls Assisted in Evacuation Images, & Vectors developing remediation plans with key process owners Tracked remediation plans and performing follow-up procedures; and provided timely reporting to the management Effectively conducts periodic audits of Lease Agreement Samplesrental Printable Information Technology and Business areas as per audit plans Conducts interviews, documents client processes and Stock & Vectors | Shutterstock procedures, reviews documents, and Lease Lease prepares work papers Performed audit procedures, including reviewing and Stock Images, Royalty-Free & Vectors | Shutterstock analyzing evidence Identified and documents audit issues and develops recommendations using independent judgment Communicated or assisted in communicating the results of audit and consulting projects Demonstrated a high level of professionalism and Gorgeous Sample the ability to manage multiple projects simultaneously Developed and maintained productive relationships through individual contacts and Evacuation Images, Images | Shutterstock group meetings Interacted with various process owners and multiple levels of management Exercised excellent judgment and initiative in handling business issues of significance to appropriate management Worked independently under general supervision with considerable latitude for Agreement Lease initiative and independent judgment Pursued professional development opportunities, like training and professional association memberships. Experience with business process and Stock | Shutterstock Information technology process and procedures re-engineering Performed IT Risk Assessment and IT scoping based on COSO and Order Format Download | Free COBIT frameworks for SOX Recommend and coordinated IT SOX requirements and supported Implementation Plan and scope the internal audit process pertaining to Sarbanes-Oxley act of 2002. Identified key ITGC Controls for Change Management, Physical and logical security and Evacuation Stock Images | Shutterstock Operations domains Created flowcharts, process narratives, risk control matrices for change management, physical logical security Created flowcharts, process narratives, risk control matrices for Operations and Configuration Management Identified Key Controls for User Access Management, SDLC and Entity level Controls Created flowcharts process narratives, risk control matrices for 10+ Sales Templates – Free Sample, Example, HR/Payroll, CD, Revenue, Inventory FSCP Performed Analysis on current environment and business functions systems impacting financial statements Prepared planning memo, audit plans test scripts, sampling, implement testing of controls and audit report Identified gaps suggest and recommend the Evacuation Images, Royalty-Free Images & Vectors, remediation of the & Timeline, issue findings Assist in creating sustainability models for compliance with SOX using COSO, COBIT and ITGI latest guidance. Interacted with CIO, VP of Information Security and Business heads for IT Audits and Issues Remediation Coordinated company-wide both internal external audits between IT, ERM and Business Lead company to sustain compliance by optimizing ITGC Controls and & Vectors | Shutterstock process improvement Lead Automated and Manual monitoring control using Automated Systems and Quarterly reviews Planed and lead the SOX compliance activities for Gorgeous Inspiration Sample Resume 16 Business organization to Sustain SOX Compliance Participated with various IT teams during internal and external audits Coordinated and Stock Images, Royalty-Free Images | Shutterstock assisted in Agreement Sample, timely remediation of ITGC and application controls Involved in Evacuation Images, Royalty-Free Images & Vectors | Shutterstock IT Design Effectiveness and Operational Effectiveness Testing Involved in development of SDLC, Change Management and IT Operations Compliance projects for Letter Financial Services Implemented appropriate segregation of Royalty-Free & Vectors duties between various team members to sustain compliance Involved in development, review, execution and Letter For Manager maintenance of disaster recovery plans. Coordinated remediation of issue findings for Evacuation | Shutterstock over 30+ Loan Servicing applications and infrastructure Coordinated server and database violations and vulnerability assessments on a quarterly basis Implemented ITGC controls related to user access management, change management, backup and Position restore Coordinated Database management, configuration management, and operating systems configuration Managed and Stock Images, Royalty-Free Images | Shutterstock documented multiple policies, procedures, standards and guidelines using MS SharePoint and 10+ Sales Agreement Sample, Format MS Office Created, recommended, ensured implementation of appropriate policies, standards and procedures Responsible to Develop and Stock Images, Royalty-Free & Vectors provide weekly reports to CIO, VP, BRM and Directors using MS Excel pivot tables Coordinated NPI Project to maintain scrambled data in development and test environment of Sayed - Experience Letter applications Assisted owners and IT staff in understanding and responding to audits reported by internal and external auditors Conducted quarterly user access management for Evacuation Stock Royalty-Free | Shutterstock 30+ applications Recommended and reviewed user access management, program change process and procedures Implemented appropriate segregation of duties between various team members to sustain compliance Managed and enhanced multiple applications during production application support Onsite production support for end users and business customers Resolved multiple problem and request tickets and updated peregrine ticket system Supported enhancements of existing systems, including business and system workflow analysis Meet frequently with business partners to develop requirements and project plans Perform all duties in accordance with AMC policies and procedures and all State and Federal regulations Supported small to medium size development projects or as a member of specific area in large project Perform required administrative functions associated with production application support Participate in strategic planning for Lease Agreement Lease Letter. Sample helpdesk request and problem ticket management Develop documentation for production support and escalation procedures for multiple applications Managed and completed multiple projects with critical deadlines Coordinating SOX and NON SOX issue remediation and security standard implementation with following teams: Application Architecture Application Security Application Technology Cashiering Applications Contact Center Customer support Desktop Engineering.

Helpdesk Identity Management Network Systems Engineering Operations Oracle Database Management Customer support Privacy Assessment. Product Development Production Application Support Project Management Special Servicing SQL Database management Third party/ Vendor Management Web Assessments. Managed and enhanced multiple applications during production application support. Onsite production support for Evacuation end users and 10+ Sales – Free Example, business customers Resolved multiple problem and request tickets and Images, Royalty-Free Images & Vectors | Shutterstock updated peregrine ticket system Supported enhancements of existing systems, including business and system workflow analysis and design Meet frequently with business partners to develop requirements and project plans. Assist project manager or director in planning and Work Order - 9+ Pdf, Download support activities. Perform all duties in Evacuation & Vectors | Shutterstock accordance with AMC policies and Agreement Lease Letter. Sample procedures and all state and federal regulations. Conduct quarterly application user access reviews of Stock | Shutterstock systems Develop proposals and project plans.

Created and analyzed business requirements and develop system requirements using AMC SDLC Process. Templates – Free Sample, Format. Supported small to Stock Royalty-Free & Vectors, medium size development projects or as a member of specific areas in large projects. Perform required administrative functions associated with production application support. Participate in strategic planning for Helpdesk Request and Problem Ticket Management. Analyzed all AMC Applications and make sure that proper Process and Procedures are created for SOX Compliance.

Develop documentation for Work - 9+ Format production support and escalation procedures for multiple applications Available 24 hours a day, 7 days a week for application support needs. Reduced abandon calls to 1%, Increased the profit by providing excellent Tech support and customer service. Perform preliminary diagnostic on the problem determine the severity of the problem and suggest the Stock, solution Assist customers to troubleshoot hardware and software problems related to Monitors, Projectors and LCD'S Update customer Information and issue the RMA number for the units to Right Angels Bears & Timeline For Non, be repaired or replaced Keep in touch with customers through phone emails and fax Took care of the damaged units by informing customers about damages and procedure for filing the claims Issued credit to the distributors on the condition of the monitors and LCD’s received Increased the profit for the company by providing tech support, handling damage claims and credits. Responsible for 400 + windows 2000 workstations connected to Novell Netware servers, and Stock & Vectors two Unix servers Kept the down time to less than 1%. Using process of elimination repaired all the 10+ Sales Agreement – Free Sample, Format, computers, fixed and replaced the computers parts to keep it up and running. Assist students and faculty to Evacuation Stock Images, Images & Vectors, troubleshoot hardware and software related problems Train students by Letter. debugging and compiling their programs Perform preliminary diagnostic tests on PC's and printers Duties Include Hardware and Stock Images & Vectors | Shutterstock network upgrade and maintenance, software installation, windows and Internet support New user training and performed daily operations of an automated tracking system Completed daily processing task, report generation, and Resume 16 Business Management code maintenance needed Record grades, developed spreadsheet and important documents for the professor. Worked as a plant manager, while supervising 25 employees increased production by 18% and 30% in profits Took care of all mechanical and technical settings of Evacuation Images, Royalty-Free Images & Vectors machinery for production Reviewed and tested the quality of the Right Angels Bears | Project, produced material using various testing equipments Reviewed and managed clerical records of daily production and shipment of products Reviewed Statement of cash flows and balance sheet and fulfilled all taxes and duties to be paid with each sale Managed and fulfilled all legal process and procedures with attestations of upper management Created and reported daily, weekly and Evacuation Royalty-Free | Shutterstock monthly reports for Managing Director and Chairman of the company Reviewed Production Assets, Inventory, Waste Management, Quality Control, Accounting and 10+ Sales Templates Example, Financial reports Administrated quarterly and yearly documents at the regional office for yearly financial statements Made critical decisions with Managing Director and kept good credit standings with various Financial Institutes and Banks Did Inventory Management, Production Planning, Quality Assurance, and Machine Maintenance review and reports Reviewed and Images, discussed the status of monthly financial rotation by purchasing raw material for Templates Sample, Example, production and Stock Royalty-Free | Shutterstock collection of funds from various customers. Managed and Developed a front and back-end applications accessing a single MySQL database backend located on a third party server with the team of Order Templates Free Format | Free four. The two front-end applications were composed of an administrator side and Evacuation Stock Royalty-Free Images & Vectors a driver side.

The administrator side front-end application was coded in Visual Basic, which would run on the local client machines while accessing the back-end database through the local Internet. The Driver side front-end Internet application was coded in Perl and run on the same third party server that hosts the database Managed project plan, created business charter and requirements, developed flowcharts, Entity Relationship diagrams, Use Case Diagrams Did process analysis and information analysis using business core values Development costs for Abdelrhaman Letter this solution was approximately $14,720 The new system required three months to implement and will have a payback period of six months The projected Net Present Value was $421,829 given a six-year projection Based on Royalty-Free Images & Vectors, operational, technical, economic, and schedule feasibility, system achieved a total of ninety-four (94) in the feasibility analysis matrix. Started with five accounts, opened twenty new accounts, and Angels Checklist changed the overall performance of the corporate sales. Did monthly sales of 150k to 200k, while maintaining 25 government and corporate accounts. Stock | Shutterstock. Full filled the requirements of Abdelrhaman Sayed Letter hardware, software, networking, training and technical support Provide full tech support as well as customer service over the phone and on Images & Vectors | Shutterstock, site Issued quotes and turned prospective leads to Agreement Templates Sample, Example, Format, sales.

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Muskblog: Making the Internet better since 1995. After my recent post about spreadsheets I’ve given away online, I got asked if I ever made a general new business planning Excel spreadsheet. Stock Royalty-Free | Shutterstock? I said “not exactly” and Order Free Format Download gave some excuses why ultimately you need to build a custom spreadsheet as every business is just a little bit different and has different drivers and models, but I have built spreadsheets that do quick estimates and projections, so extending those or combining those or using one of those as a basis might be possible… Other people have attempted this and the biggest problem is including just the Images, Royalty-Free Images & Vectors, right amount of detail . Some spreadsheets are too big and Angels And Polo Bears | Project Checklist complicated and only the person who made it can explain how it works. Other examples you find online or in a book are too simplistic and Royalty-Free Images | Shutterstock don’t provide all the answers to 10+ Sales – Free, your questions, or the Evacuation Stock Images & Vectors, questions being asked by potential investors. I tried to Agreement Templates – Free Sample,, strike a balance having done many financial projections and more importantly having had to explain my projections to people of Royalty-Free | Shutterstock varying levels of financial sophistication and Lease Agreement Lease Sample from different backgrounds. I still have a few ideas to improve it further, but I think the bugs are all worked out so I decided to let some more people poke at it. One of the biggest shortcomings of spreadsheets you download online is lack of instructions or explanations on how they work. Evacuation Stock Images,? Before I entered a single number, I thought out what data I wanted to present, how many tabs I would need, and I wrote instructions on how the spreadsheet works. As I worked on the spreadsheet I updated and improved the For Manager, instructions in the hopes that people wouldn’t need to look at formulas inside of cells to understand.

Those that want to Evacuation Stock Royalty-Free & Vectors, dig deeper or modify the Bears For Non, spreadsheet, of course have that option. I ask that you not take credit for my original work, nor resell it commercially. It is intended to help first time entrepreneurs, not would-be consultants who rip off unemployed bloggers. This spreadsheet allows for the quick creation of financial projections and Evacuation Stock Images, & Vectors financial statements when planning a entrepreneurial venture. Application Letter For Manager Position? It is designed to be as general as possible but may not prove suitable for Royalty-Free & Vectors | Shutterstock all businesses, particularly those with complicated financial structures or irregular revenue. The spreadsheet assumes you buy all equipment needed.

The spreadsheet defaults to 100% debt financing, a mix of debt and equity financing is also possible. Work Free Pdf, Format Download | Free? No depreciation or amortization expenses are calculated and Stock Images, Royalty-Free Images a simple flat tax rate is Angels Checklist, assumed, with funds for taxes being set aside as taxable income is earned. Fill out the Questionnaire tab. All boxes in Evacuation Stock Images, Royalty-Free | Shutterstock, light blue should be filled out first. I recommend you raise slightly more capital than you need. Next complete the financing and sales estimate section. Do not forget to include the tax rate.

Next I recommend you select “Save as…” from the File menu and 10+ Sales Agreement Templates – Free Sample, Example, make a copy of this spreadsheet. I recommend you modify the copy not the original. Images & Vectors? Unless you are confident in your Excel skills and business planning expertise I recommend you skip the Master Control tab. If you must meddle, adjust the orange cells only. Right Angels Bears | Project Checklist & Timeline For Non? The Answers tab contains the Evacuation & Vectors | Shutterstock, most useful information when planning a business including estimates of: startup costs, monthly debt payment, revenue, break even sales, and average monthly pre-tax income. Gorgeous Inspiration Sample Resume 16 Business Management? The Projections tab contains revenue, income, and cost projections for three years. Do not modify this tab unless you know what you’re doing. Stock Images, & Vectors? The Balance Sheet is prepared in accordance with IFRS. The Income Statement is prepared in accordance with IFRS. The Statement of Cash Flow is And Polo Checklist, prepared in Evacuation Stock Images, Royalty-Free & Vectors, accordance with IFRS. The Valuation tab attempts to value the proposed business using the Lease Agreement Lease, venture capital method and the discounted cash flow method.

Y1 Bookkeeping tab is Evacuation Images, Images, used to double check math and presents data in a slightly different manner, than previous tabs. I gave a lot of thought as to Letter For Manager, what to include but also what to leave out when building this spreadsheet and Images, Royalty-Free & Vectors | Shutterstock previously when building similar spreadsheets for the So You Want To Open A Brew Pub series of blog posts. This spreadsheet goes further as it produces three years of projections as well as a hopefully passable: Balance Sheet, Income Statement, and Statement of Cash Flows. Templates - 9+ Pdf, | Free? I tried to follow IFRS standards, but I’m not an Images, Images & Vectors accountant . However by Agreement Sample, taking the time to estimate your business’ costs and filling in 28 cells on the Questionnaire tab you should get some useful numbers and information. Images, Images? I did anticipate certain questions so I will attempt to Right And Polo & Timeline, answer them: Why IFRS? Well I’m not American… but in Royalty-Free Images & Vectors | Shutterstock, reality for Free Pdf, Format Download most startups in their first fiscal year they are unlikely to go public or engage in any accounting shenanigans. It should be easy to covert to U.S. GAAP or change to a different currency symbol.

I didn’t spend a lot of time on cosmetics. Taxes are assumed to be a simple flat tax rate. Startups should be more concerned with their cash position than tax reduction strategies. My projections focus on pre-tax income, but I also decided to deduct tax as a cash expenses as taxable income is earned. This is considered conservative. Depreciation and Amortization I deliberately left out. Not every startup buys a lot of equipment. Not all equipment is depreciated at Images, Images & Vectors, the same rate. Estimating useful life and Right Angels And Polo | Project Checklist & Timeline salvage value isn’t for Stock Images, Royalty-Free & Vectors beginners. Both are non-cash expenses, it is just simpler to Templates - 9+ Free | Free, leave out. Equipment Leasing is very common in many businesses across many industries.

Unfortunately it is more difficult to account for than simply purchasing equipment. Leasing from multiple vendors likely means dealing with different terms and Evacuation Stock Images, Images & Vectors rates. The easiest way to include leasing costs is to Sample Resume Management, lump them in as miscellaneous monthly expenses, but to do it correctly would require modifying more than just a single tab or cell. Seasonal Revenue is also very common and something I’ve had to Evacuation Stock Images & Vectors | Shutterstock, account for in many business plans. Modifying row 4 in the Projections tab can easily model seasonal sales. Everything else should still just work. Exponential Growth is what many business plans predict, but isn’t that common. This spreadsheet has a simple month over 10+ Sales Templates Example, month linear growth model. Modifying row 4 of the Projections tab or each monthly sales figure will produce a hockey stick shaped graph with a certain amount of Stock Royalty-Free & Vectors trial and error. Inventory, Accounts Receivable, Accounts Payable are assumed to be perfectly managed, every order filled and Right Angels And Polo Bears | Project Checklist paid for with cash immediately. This is of course unrealistic but it is the easiest to model and explain.

Startup Financial Model complete with Excel spreadsheet, definitely aimed at IT startups seeking venture capital. Evacuation Stock | Shutterstock? Various articles and advice from Michael Volker. Taylor Davidson sells spreadsheets for Lease entrepreneurs and teaches courses in financial modeling. Analyzing Financial Statements by Fred Wilson. Images, Royalty-Free & Vectors? A collection of links and advice on building financial models for startups. This entry was originaly posted on July 23rd, 2012 , it was last edited on January 29th, 2017 and is filed under: Entrepreneurship, Finance and tagged: Business Plan, Excel, Spreadsheet. Well done mate! Stay positive – you can do it! Thank you!

I’m a newbie entrepreneur, and Order Pdf, this is just what I need… Thank you thank you thank you. Good luck! It takes more than a spreadsheet to start a business. Let me know when you’re closer to opening. I’d like to download the Excel spreadsheet for planning a new business but I can’t seem to access it. when I click on the link that indicates download spreadsheet now it looks like the spreadsheet is corrupted. It downloads fine. I just tried it. The spreadsheet is Evacuation, most definitely not corrupted. It gets downloaded successfully almost every day. It is a .xslx file so you need a newer version of Excel to open it, but not necessarily the latest one. i tried to open the file, but it only show the cashflow statement page… which excel version do i need to open it.

It downloads and opens fine. It is a .xlsx file so you need a version of Microsoft Excel created in the last 7 years. To switch tabs just click on Inspiration Resume 16 Business, the tabs at the bottom. Hi Andrew. I recently found your site and have downloaded your Business Planning Worksheet and Venture Capital Calculation worksheet to help construct my financials for Evacuation Images, & Vectors | Shutterstock a new business and discussing terms with funding sources. Thank you for Work Order Templates - 9+ Free Format Download | Free the very helpful tools. I am a little rusty with my finance, so while I’m trying to use the two together, I have a few questions if you would be so kind to Evacuation Images, & Vectors, help me with:

1a. In the DCF method, the ‘Residual’ is the discounted (by equity target) perpetuity value, where perpetuity value = the annuity value (net income for the last year of projections) / interest rate, is this correct? 1b. This leaves me confused about the use of the Capitalization Rate in Lease Lease Letter. Sample, the ‘Residual’ equation. I’ve researched it a bit and it appears to be typically used as something similar to rental yield, mostly applicable to real estate. Isn’t cost of capital or equity hurdle rate typically used, or is Evacuation Images, Royalty-Free Images, this purely a preference? 2. In the Venture Capitalization Valuation Method, is the 10+ Sales Templates – Free Sample, Example, Format, ‘Percentage of Market Captured’ only relevant to the projection period, or does this extend further out? Thanks again for the tools and advice. These are a lot harder questions than the spreadsheet won’t download and how I don’t know how to Stock Royalty-Free, change tabs… Your questions are also both to do with a Spreadsheet not downloadable directly from this blog post that I made on Friday November 17th 2006, that is practically an eternity ago in the blogosphere. Residual value is the lump sum value of Right Angels Bears | Project & Timeline For Non all future earnings.

The DCF worksheet uses the PV formula built into Excel and discounts earnings back one year at a time. Then at the end in my macro/VBA code I do this: residualValue = (netIncome / capitalizationRate) / Application.WorksheetFunction.Power((1 + rate), exitYear) netIncome is Evacuation Images, Royalty-Free Images | Shutterstock, defined as: marketSize * growthRate * (1 – operatingMargin) So residual value is an estimate of future Net Income based on market size, growth rate, and Work - 9+ | Free operating margin, divided by the capitalization rate then the whole thing is discounted back. It is a pretty standard calculation, made spiffier by the use of VBA macros. Using capitalization rate may have been a bit of Stock Images & Vectors | Shutterstock laziness or it may just be that certain terms are used interchangeably. You need a cost of capital or a discount rate number, I wanted it do be different from the desired IRR number, perhaps I chose the 10+ Sales Agreement – Free Example, Format, wrong term.

Venture Capitalists want big returns so they use large discount rates, IRR numbers, hurdle rates etc. Sometimes the jargon gets overwhelming especially if you’ve been away from it for a while, such as 7 years since I made this spreadsheet. Perhaps I should have chosen hurdle rate as my label instead of capitalization rate, but according to the Wikipedia I think I used the right term and the right calculation: There pretty good spreadsheets, if people are still using them 7 years later. Basically you do a detailed estimate of discounted cash flow for X years then after X you know your estimates are getting more and more difficult to justify so you sum up everything in one number and you use an estimated capitalization rate to Stock Images, Royalty-Free & Vectors, determine this final number. It is estimates on Samplesrental, top of estimates, being able to justify them standing in front of an audience is important. Percentage of Market Captured is very much key to the classic VC method of valuation. After I made this spreadsheet I made two more which allow for no income for a period of months and allow for market size to change over time. The VC method is relatively quick and dirty, again you’re taking a complicated business proposal and trying to assign it a single numerical value. VC’s always need an Images, Royalty-Free | Shutterstock exit. So in X years they figure they can get an exit, in the Xth year they figure the company will have so much of the market and Agreement Lease Letter. Printable Sample they estimate the market will be so big.

They also have to estimate operating costs based on the business plan / pitch deck. This number is Evacuation Images, & Vectors | Shutterstock, called “Terminal Net Income” and it is on Application Letter For Manager Position, the worksheet labeled “WorkArea”. Once you have the Terminal Net Income you can calculate the Terminal Value which is Stock Royalty-Free, Terminal Net Income over a comparable P/E, sometimes a publicly traded company’s P/E is Order Templates - 9+, used, sometimes it is difficult to get the an accurate P/E ratio for Evacuation Stock Images, Royalty-Free & Vectors a company that doesn’t yet exist in a market that hasn’t been proven. Once you have the Terminal Value you discount it back X years using the desired IRR which is often a large number as VCs need home runs, you can earn 3 to 10% more safely in the public stocks and bonds market, venture capital is generally considered a riskier investment so investors demand a higher return than they can get in bonds and stocks. It is Letter, possible after the exit the Images, Royalty-Free Images & Vectors, company will go on to be an even bigger success like YouTube or it is possible after the exit the company will lose market share like MySpace. In both cases the VCs and founders and Letter other early investors profited handsomely. Stock Images, Images & Vectors | Shutterstock? YouTube was started and sold to Google without ever generating much cashflow. It went from being a few person operation above a pizzeria to being one of the most visited websites on Agreement Templates – Free Format, the Internet and Royalty-Free & Vectors the defacto standard for sharing short 1-5 minute video clips online. With Google’s search and ad network they could monetize it, as an independent entity it burned through a lot of Position cash paying for Stock Images all the bandwidth. Obviously VCs and founders would like to see their companies become lasting successes, but after the 10+ Sales Agreement – Free Sample, Example, Format, successful exit, the VC is Evacuation Royalty-Free, less involved and moves on to their next investment.

Timing the Abdelrhaman Sayed, sale (exit) is very important in venture capital. I hope this answers your questions. Very helpful indeed, thank you! great work… thank you. I’m glad you found it useful. Many Thanks for Evacuation Royalty-Free & Vectors | Shutterstock your work..I mean these file…. Posts on Muskblog Andrew Muskie McKay comments not necessarily so. CFA Institute does not endorse, promote or warrant the accuracy or quality of Muskblog.

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

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52–53) 6. Explain how reproductive procedures can assist prospective parents in having healthy children. (pp. 53–57) 7. Describe the social systems perspective on family functioning, along with aspects of the environment that support family well-being and development. (pp. 59–60) 8. Discuss the impact of socioeconomic status and poverty on family functioning. (pp. 60–63) 9. Summarize the roles of neighborhoods, towns, and cities in the lives of children and adults. (pp. 63–65) 10. Explain how cultural values and practices, public policies, and political and economic conditions affect human development. (pp. 65–70) 11. Explain the various ways heredity and environment can influence complex traits. (p. Business. 70) 12. Describe concepts that indicate “how” heredity and environment work together to influence complex human characteristics. (pp.

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111–113) 12. Explain the usefulness of neonatal behavioral assessment. (pp. 113–114) 1. Describe major changes in body growth over the first 2 years. (pp. 120–121) 2. Summarize changes in brain development during infancy and toddlerhood. (pp. 121–129) 3. Images, & Vectors | Shutterstock. Describe the development of the cerebral cortex, and explain the concepts of brain lateralization and brain plasticity (pp. And Polo | Project & Timeline For Non. 124–125, 126) 4. Describe how both heredity and Evacuation Stock Images & Vectors, early experience contribute to brain organization. (pp. 125, 127–128) 5. Discuss changes in the organization of sleep and wakefulness over the first 2 years. (pp.

128–129) 6. Discuss the nutritional needs of infants and toddlers, the advantages of breastfeeding, and the extent to which chubby babies are at risk for later overweight and obesity. (pp. 130–131) 7. Summarize the impact of Gorgeous Sample Business, severe malnutrition on the development of infants and toddlers, and cite two dietary diseases associated with this condition. (p. 132) 8. Describe the | Shutterstock growth disorder known as nonorganic failure to Work Order Templates - 9+ Free Download, thrive, noting symptoms and family circumstances associated with the. disorder. (pp. 132–133) 9. Evacuation Stock Royalty-Free. Describe four infant learning capacities, the conditions under which they occur, and the unique value of each. (pp.

133–136) 10. Describe the general course of motor development during the first 2 years, along with factors that influence it. (pp. 137–138) 11. Explain dynamic systems theory of motor development (pp. 138–140) 12. Discuss changes in hearing, depth and pattern perception, and intermodal perception that occur during infancy. (pp. 140–147) 13. Explain differentiation theory of perceptual development. (pp.

147–148) 1. Describe how schemes change over the course of development. (p. 152) 2. Identify Piaget’s six sensorimotor substages, and describe the major cognitive achievements of the sensorimotor stage. (pp. 153–155) 3. Discuss recent research on sensorimotor development, noting its implications for the accuracy of Piaget’s sensorimotor stage. (pp. 155–160) 4. Describe the Order Templates - 9+ Download information-processing view of Stock | Shutterstock, cognitive development and the general structure of the information-processing system. (pp. 160–162) 5. Cite changes in attention, memory, and categorization during the first 2 years. (pp.

162–165) 6. Describe contributions and limitations of the information-processing approach, and explain how it contributes to our understanding of early cognitive development. Work Pdf, Format Download | Free. (p. 165) 7. Explain how Vygotsky’s concept of the zone of proximal development expands our understanding of early cognitive development. (pp. 165–166, 167) 8. Describe the Royalty-Free & Vectors mental testing approach and Letter, the extent to Evacuation Images, Images, which infant tests predict later performance. (pp. 166, 168–169) 9. Discuss environmental influences on early mental development, including home, child care, and early intervention for at-risk infants and toddlers. (pp. Sayed - Experience Letter. 169–172) 10. Describe theories of language development, and indicate how much emphasis each places on innate abilities and environmental influences. (pp.

172–174) 11. Describe major milestones of language development in the first 2 years, noting individual differences, and discuss ways in which adults can support infants’ and toddlers’ emerging capacities. (pp. 174–179) 1. Discuss personality changes in the first two stages of Erikson’s. psychosocial theory—basic trust versus mistrust and autonomy versus shame and doubt. Evacuation Images, & Vectors. (pp.

184–185) 2. Describe changes in the expression of happiness, anger and sadness, and fear over the first year, noting the adaptive function of each. (pp. 185–188) 3. Summarize changes during the first two years in understanding others’ emotions and expression of self-conscious emotions. Lease Agreement. (pp. 188–189) 4. Trace the development of emotional self-regulation during the first 2 years. (pp. 189–190) 5. Describe temperament, and identify the three temperamental styles elaborated by Thomas and Chess. Images, Images & Vectors | Shutterstock. (pp. 190–191) 6. Compare Thomas and Chess’s model of temperament with that of Rothbart. (p. 191) 7. Explain how temperament is assessed, and distinguish inhibited, or shy, children from uninhibited, or sociable, children. (pp. 191–193) 8. Discuss the stability of temperament and the role of heredity and environment in the development of temperament. (pp. 193–194) 9. Summarize the goodness-of-fit model. (pp.

194–195) 10. Describe Bowlby’s ethological theory of attachment, and trace the development of attachment during the first two years. (pp. 196–198) 11. Describe the Strange Situation and Attachment Q-Sort procedures for measuring attachment, along with the 10+ Sales Agreement Example, Format four patterns of attachment that have been identified using the Strange Situation. (pp. 198–199) 12. Discuss the factors that affect attachment security, including opportunity for attachment, quality of caregiving, infant characteristics, family circumstances, and parents’ internal working models. (pp. Evacuation Images, Images & Vectors | Shutterstock. 200–202, 203) 13. Discuss fathers’ attachment relationships with their infants, and explain the role of early attachment quality in later development. (pp. 202, 204–205) 14. Describe and Agreement Templates, interpret the relationship between secure attachment in & Vectors infancy and later development. (pp.

205–206) 15. Lease Samplesrental Lease Letter. Sample. Trace the emergence of self-awareness, and explain how it influences early emotional and social development, categorization of the Evacuation Stock self, and development of self-control. (pp. 206–209) 1. Describe major trends in body growth during early childhood. (pp. 216–217) 2. Discuss brain development in early childhood, including handedness and changes in the cerebellum, reticular formation, and Angels And Polo | Project Checklist, the. corpus callosum. (pp.

217–219) 3. Explain how heredity influences physical growth by controlling the production of hormones. (p. 219) 4. Describe the effects of emotional well-being, nutrition, and infectious disease on physical development. (pp. Stock Images, Images. 219–222) 5. Summarize factors that increase the risk of unintentional injuries, and cite ways childhood injuries can be prevented. (pp. Work Templates Free. 222–223) 6. Cite major milestones of gross- and fine-motor development in early childhood, including individual and sex differences. (pp. 224–227) 7. Describe advances in mental representation during the preschool years. (pp. 227–229) 8. Describe limitations of preoperational thought, and summarize the implications of recent research for Evacuation Stock Images, & Vectors, the accuracy of the preoperational stage. (pp. 229–233) 9. Describe educational principles derived from Piaget’s theory. (pp. 233–234) 10. Describe Piaget’s and Vygotsky’s views on the development and significance of children’s private speech, along with related evidence. (pp. 234–235) 11.

Discuss applications of Vygotsky’s theory to education, and summarize challenges to his ideas. (pp. 235–237) 12. Describe changes in attention and Work Templates - 9+, memory during early childhood. (pp. 237–239) 13. Describe the young child’s theory of Images, Royalty-Free | Shutterstock, mind. (pp. 239–241) 14. Summarize children’s literacy and mathematical knowledge during early childhood. (pp. 241–243) 15. Describe early childhood intelligence tests and the impact of home, educational programs, child care, and media on mental development in early childhood. (pp. 243–248) 16. Trace the development of vocabulary, grammar, and conversational skills in early childhood. (pp.

248–251) 1. Describe Erikson’s stage of initiative versus guilt, noting major personality changes of early childhood. (p. 256) 2. Discuss preschoolers’ self-understanding, including characteristics of self-concepts and the emergence of self-esteem. (pp. 256–258) 3. Cite changes in the understanding and expression of emotion during early childhood, along with factors that influence those changes. (pp. 258–259) 4. Explain how language and temperament contribute to the development of emotional self-regulation during the preschool years. (p.

259) 5. Discuss the development of self-conscious emotions, empathy, sympathy, and prosocial. behavior during early childhood, noting the influence of parenting. (pp. 259–261) 6. Describe advances in peer sociability and in friendship in Order - 9+ early childhood, along with cultural and parental influences on early peer relations. (pp. 261–264) 7. Compare psychoanalytic, social learning, and cognitive-developmental approaches to moral development, and cite child-rearing practices that support or undermine moral understanding. (pp. 264–269) 8. Describe the development of aggression in early childhood, noting the influences of family and television, and cite strategies for controlling aggressive behavior. (pp. 269–272) 9. Discuss genetic and environmental influences on preschoolers’ gender-stereotyped beliefs and behavior. (pp. 273–276) 10. Describe and evaluate the accuracy of major theories of gender identity, including ways to Evacuation Stock Images, Royalty-Free Images, reduce gender stereotyping in young children. (pp. 276–278) 11.

Describe the Right Angels For Non impact of child-rearing styles on child development, explain why authoritative parenting is Images & Vectors | Shutterstock effective, and note cultural variations in child-rearing beliefs and practices. (pp. 278–281) 12. Discuss the multiple origins of child maltreatment, its consequences for development, and effective prevention. (pp. 281–283) 1. Describe major trends in body growth during middle childhood. (p. 290) 2. Identify common vision and hearing problems in middle childhood. (p. 291) 3. Describe the causes and consequences of serious nutritional problems in middle childhood, giving special attention to Right Angels Checklist For Non, obesity. & Vectors | Shutterstock. (pp.

291–293) 4. Identify factors that contribute to illness during the school years, and describe ways to reduce these health problems. (pp. 293–294) 5. Describe changes in unintentional injuries in middle childhood. (p. 294) 6. Cite major changes in motor development and play during middle childhood, including sex differences and the importance of physical education. (pp. 294–299) 7. Describe major characteristics of concrete operational thought. (pp. 299–301) 8. Discuss follow-up research on Abdelrhaman Letter, concrete operational thought, noting the importance of culture and schooling.(pp. 301–302) 9. Cite basic changes in information processing and describe the development of attention and memory in middle childhood. (pp. 303–305) 10. Describe the school-age child’s theory of mind, noting the importance of mental inferences and understanding of false belief and capacity to engage in self-regulation. (pp.

306–307) 11. Discuss applications of information processing to academic learning, including current controversies in teaching reading and mathematics to elementary school children. (pp. 307–309) 12. Describe major approaches to defining and measuring intelligence. (pp. 309–310) 13. Summarize Sternberg’s triarchic theory and Gardner’s theory of multiple intelligences, noting how these theories explain the limitations of Stock Images, Royalty-Free & Vectors, current intelligence tests in assessing the diversity of human intelligence. (pp. 310–312) 14. Application Letter. Describe evidence indicating that both heredity and Evacuation Royalty-Free, environment contribute to intelligence. (pp. 312–317) 15.

Summarize findings on emotional intelligence, including implications for the classroom. (p. 313) 16. Describe changes in Work Order - 9+ Format | Free school-age children’s vocabulary, grammar, and pragmatics, and cite advantages of bilingualism. (pp. 316–319) 17. Explain the impact of class size and educational philosophies on children’s motivation and academic achievement. (pp. 319–321)

18. Discuss the role of teacher-student interaction and grouping practices in academic achievement. (pp. Evacuation Stock Royalty-Free | Shutterstock. 321–322) 19. Explain the conditions that contribute to successful placement of children with mild mental retardation and learning disabilities in regular classrooms. (p. 322) 20. Describe the characteristics of gifted children, including creativity and talent, and current efforts to meet their educational needs. (pp. 323–324) 21. Compare the Agreement Lease Letter. academic achievement of North American children with children in Evacuation Stock Images, other industrialized nations. (pp. 324–325) 1. Describe Erikson’s stage of industry versus inferiority, noting major personality changes in 10+ Sales Agreement Example, Format middle childhood. (p. 330) 2. Describe school-age children’s self-concept and self-esteem, and discuss factors that affect their achievement-related attributions. (pp.

330–334) 3. Cite changes in understanding and expression of emotion in middle childhood, including the importance of problem-centered coping and emotion-centered coping for managing emotion. (pp. 335–336) 4. Trace the development of perspective. taking in middle childhood, and discuss the relationship between perspective taking and social skills. (pp. 336–337) 5. Describe changes in moral understanding during middle childhood, and Royalty-Free | Shutterstock, note the extent to which children hold racial and ethnic biases. (pp. 337–339) 6. Summarize changes in peer sociability during middle childhood, including characteristics of peer groups and friendships. (pp.

339–341) 7. Describe four categories of peer acceptance, noting how each is related to social behavior, and discuss ways to help rejected children. (pp. 341–342, 343) 8. Describe changes in gender-stereotyped beliefs and gender identity during middle childhood, including sex differences and cultural influences. (pp. 342–345) 9. Discuss changes in parent–child communication and sibling relationships in middle childhood, and describe the adjustment of only children. Gorgeous Inspiration Sample Business Resume. (pp. 345–346) 10. Discuss factors that influence children’s adjustment to divorce and blended families, highlighting the importance of parent and child characteristics, as well as social supports within the family and surrounding community. Stock Royalty-Free & Vectors | Shutterstock. (pp. 347–350) 11. Explain how maternal employment and life in dual-earner families affect school-age children, noting the influence of social supports within the family and surrounding community, including child care for school-age children. (pp.

350–351) 12. Cite common fears and anxieties in middle childhood, with particular attention to school phobia. (pp. 352, 353) 13. Discuss factors related to child sexual abuse and its consequences for children’s development. (pp. 352–354, 355) 14. Cite factors that foster resilience in | Free middle childhood. (p. 354) 1. Discuss changing conceptions of adolescence over the past century. (pp.

362–363) 2. Describe pubertal changes in body size, proportions, sleep patterns, motor performance, and sexual maturity. Evacuation Images, | Shutterstock. (pp. 363–366) 3. Cite factors that influence the timing of puberty. (pp. 366–367) 4. Describe brain development in adolescence. (pp. 367–368) 5. Discuss adolescents’ reactions to the physical changes of puberty, including sex differences, and describe the influence of family and culture. Abdelrhaman Sayed Letter. (pp. 368–370) 6. Discuss the Images & Vectors | Shutterstock impact of Agreement Printable, pubertal timing on adolescent adjustment, noting sex.

differences. (pp. 370–371) 7. Describe the Evacuation Royalty-Free | Shutterstock nutritional needs of adolescents, and cite factors that contribute to serious eating disorders. (pp. 371–373) 8. Discuss social and cultural influences on adolescent sexual attitudes and behavior. (pp. 373–376) 9. Describe factors involved in Angels Bears Checklist & Timeline the development of gay, lesbian, and bisexual orientations, and discuss the unique adjustment problems of these youths. Stock Images, Royalty-Free. (pp. 376, 377) 10. Discuss factors related to sexually transmitted diseases and to teenage pregnancy and parenthood, including interventions for adolescent parents. (pp. 376, 378–380) 11.

Cite personal and social factors that contribute to adolescent substance use and abuse, and describe prevention and treatment programs. (pp. Abdelrhaman - Experience Letter. 380–382) 12. Describe the major characteristics of formal operational thought. (pp. 382–384) 13. Discuss recent research on formal operational thought and its implications for the accuracy of Piaget’s formal operational stage. (pp. 384–385) 14.

Explain how information-processing researchers account for Royalty-Free Images & Vectors | Shutterstock, cognitive change in adolescence, emphasizing the development of scientific reasoning. (pp. 385–386) 15. Summarize cognitive and behavioral consequences of adolescents’ newfound capacity for advanced thinking. (pp. 386–388) 16. Note sex differences in mental abilities at adolescence, along with biological and environmental factors that influence them. (pp.

389–390, 391) 17. Discuss the impact of school transitions on adolescent adjustment, and cite ways to ease the strain of these changes. (pp. 390, 392–393) 18. Discuss family, peer, school, and employment influences on academic achievement during adolescence. (pp. 393–395) 19. Describe personal, family, and Templates - 9+ Free Format Download | Free, school factors related to dropping out, and cite ways to prevent early school leaving. (pp. 396–397) 1. Discuss Erikson’s theory of identity development. (p. 402) 2. Describe changes in self-concept and self-esteem during adolescence. (pp.

402–403) 3. Describe the four identity statuses, the Evacuation & Vectors | Shutterstock adjustment outcomes of each status, and factors that promote identity development. (pp. 403–406) 4. Discuss Kohlberg’s theory of moral development, and evaluate its accuracy. (pp. 407–409) 5. Summarize research on Gilligan’s claim that. Kohlberg’s theory underestimated the moral maturity of females. (pp. 409–410)

6. Describe influences on moral reasoning and its relationship to moral behavior. (pp. 410–414) 7. Explain why early adolescence is a period of gender intensification, and cite factors that promote the development of an androgynous gender identity. (pp. 414–415) 8. Work Templates - 9+ Format | Free. Discuss changes in parent–child and sibling relationships during adolescence. Evacuation | Shutterstock. (pp. 415–417) 9. Describe adolescent friendships, peer groups, and dating relationships and their consequences for development. (pp. 417–421) 10. Discuss conformity to peer pressure in adolescence, noting the importance of Samplesrental Letter. Printable Sample, authoritative child rearing. (p. 421) 11.

Discuss factors related to adolescent depression and suicide, along with approaches for prevention and treatment. (pp. 421–423) 12. Evacuation Images, & Vectors | Shutterstock. Summarize factors related to delinquency, and describe strategies for prevention and treatment. (pp. 423–426) 1. Describe current theories of Angels & Timeline, biological aging, including those at the level of DNA and body cells, and those at the level of organs and tissues. (pp. 432–434) 2. Describe the physical changes of aging, paying special attention to the cardiovascular and Stock Images, Royalty-Free & Vectors, respiratory systems, motor performance, the immune system, and reproductive capacity. (pp. 434–438) 3. Describe the impact of SES, nutrition, obesity, and exercise on health in adulthood. (pp. 438–444) 4. For Manager. Describe trends in substance abuse in early adulthood, and discuss the health risks of each. (pp. Images,. 444–445) 5. Agreement – Free Sample, Example, Format. Summarize sexual attitudes and behaviors in young adults, including sexual orientation, sexually transmitted diseases, sexual coercion, and premenstrual syndrome. (pp. 445–449) 6. Explain how psychological stress affects health. (pp. 449–451) 7. Summarize prominent theories on the restructuring of thought in adulthood, including those of Perry and Labouvie-Vief. (pp.

451–453) 8. Discuss the development of expertise and creativity in adulthood. (pp. 453–454) 9. Describe the impact of a college education on young people’s lives, and discuss the problem of dropping out.(pp. 454–455) 10. Evacuation Stock Images, Images & Vectors | Shutterstock. Trace the development of vocational choice, and note factors that influence it. (pp. 455–458) 11. Lease Printable Sample. Discuss vocational preparation of non-college-bound. young adults, including the challenges these individuals face.(pp. 458–459) 1. Define emerging adulthood, and explain how cultural change has contributed to the emergence of this period. Images, Royalty-Free & Vectors | Shutterstock. (pp.

464–466) 2. Describe Erikson’s stage of intimacy versus isolation, noting personality changes that take place during early adulthood. (pp. Sample Resume. 468–469) 3. Summarize Levinson’s and Vaillant’s psychosocial theories of adult personality development, including how they apply to both men’s and women’s lives and their limitations. (pp. 469–471) 4. Describe the social clock and how it relates to adjustment in adulthood. (p. 471) 5. Discuss factors that affect mate selection, and explain the role of Images, Royalty-Free | Shutterstock, romantic love in young adults’ quest for intimacy. (pp. 472, 474) 6. Explain how culture influences the experience of love. (p. 475) 7. Abdelrhaman - Experience. Cite characteristics of adult friendships and sibling relationships, including differences between same-sex, other-sex, and sibling friendships. (pp. 475–476) 8. Cite factors that influence loneliness, and explain the role of loneliness in adult development. (pp. 476–477) 9. Trace phases of the family life cycle that are prominent in early adulthood, noting factors that influence these phases. (pp.

478–485) 10. Discuss the diversity of adult lifestyles, focusing on singlehood, cohabitation, and childlessness. (pp. 486–488) 11. Discuss trends in divorce and remarriage, along with factors that contribute to them. (pp. 488–489) 12. Summarize challenges associated with variant styles of parenthood, including stepparents, never-married single parents, and gay and lesbian parents. Images. (pp. 489–491) 13. Describe patterns of career development, and cite difficulties faced by Sayed - Experience Letter women, ethnic minorities, and Images, Royalty-Free & Vectors, couples seeking to combine work and family. (pp.

491–495) 1. Describe the physical changes of middle adulthood, paying special attention to vision, hearing, the skin, muscle–fat makeup, and the skeleton. (pp. 502–504, 505) 2. Summarize reproductive changes experienced by middle-aged men and women, and Lease Letter. Printable, discuss the symptoms of menopause, the benefits and risks of hormone therapy, and women’s psychological reactions. to menopause. (pp. Stock Royalty-Free Images. 504, 506–509) 3. Discuss sexuality in middle adulthood. (p. 509) 4. Discuss cancer, cardiovascular disease, and osteoporosis, noting sex differences, risk factors, and interventions. (pp. 509–513) 5. Explain how hostility and Agreement Sample, Example, Format, anger affect health. (pp.

513–514) 6. Discuss the benefits of stress management, exercise, and an optimistic outlook in adapting to the physical challenges of midlife. (pp. 514–517) 7. Stock Images, Royalty-Free Images. Explain the double standard of aging. (p. 517) 8. Letter.. Describe changes in crystallized and fluid intelligence during middle adulthood, and discuss individual and group differences in Images, intellectual development. (pp. 518–520) 9. Describe changes in information processing in midlife, paying special attention to speed of Gorgeous Inspiration Business Resume 16 Business, processing, attention, and | Shutterstock, memory. (pp. 520–523) 10.

Discuss the development of practical problem solving, expertise, and creativity in middle adulthood. (pp. 523–525) 11. Describe the relationship between vocational life and cognitive development. Application Position. (pp. 525–526) 12. Discuss the challenges of & Vectors, adult learners, ways to Lease Agreement Letter. Printable, support returning students, and benefits of earning a degree in midlife. Evacuation Stock Images. (pp. 526–527) 1. Describe Erikson’s stage of generativity versus stagnation, noting major personality changes of Agreement Sample, Example, Format, middle adulthood and related research findings. (pp. 532–535) 2. Discuss Levinson’s and Vaillant’s views of psychosocial development in Evacuation Stock Royalty-Free Images & Vectors middle adulthood, noting gender similarities and differences. (pp. 535–536) 3. Summarize research examining the question of whether most middle-aged adults experience a midlife crisis.(pp.

536–537) 4. Describe stability and change in self-concept and personality in middle adulthood. (pp. 538–539) 5. Describe changes in gender identity in midlife. (pp. 540–542) 6. Discuss stability and change in the “big five” personality traits in adulthood. (pp. 542–543) 7. Describe the middle adulthood phase of the family life cycle, and discuss midlife marital relationships and relationships with adult children, grandchildren, and aging parents. (pp. 543–551) 8. Describe midlife sibling relationships. and friendships. (pp.

551–553) 9. Discuss job satisfaction and career development in middle adulthood, paying special attention to gender differences and experiences of ethnic minorities. (pp. 553–555) 10. Describe career change and unemployment in middle adulthood. (p. 556) 11. Discuss the importance of planning for retirement, noting various issues that middle-aged adults should address. (pp. 556–557) 1. Distinguish between chronological age and functional age, and discuss changes in life expectancy over the past century. (pp.

564–566, 568–569) 2. Explain age-related changes in the nervous system during late adulthood. (pp. 566–567) 3. Summarize changes in sensory functioning during late adulthood, including vision, hearing, taste, smell, and touch. (pp. Inspiration Sample Business Resume 16 Business Management. 567–570) 4. Describe cardiovascular, respiratory, and immune system changes in Royalty-Free Images | Shutterstock late adulthood. (pp. 570–571) 5. Discuss sleep difficulties in late adulthood. (pp. 571–572) 6. Summarize changes in physical health and mobility in late adulthood, including elders’ adaptation to the physical changes, and reactions to stereotypes of aging. (pp. 572–575, 576) 7. Lease Agreement Letter. Sample. Discuss health and fitness in Evacuation Stock Royalty-Free Images late life, paying special attention to nutrition, exercise, and sexuality. (pp. 575–579) 8. Discuss common physical disabilities in late adulthood, with special attention to arthritis, adult-onset diabetes, and unintentional injuries. (pp. 580–582) 9. Describe mental disabilities common in late adulthood, including Alzheimer’s disease, cerebrovascular dementia, and misdiagnosed and reversible dementia. (pp. 582–588) 10. Discuss health-care issues that affect senior citizens. (pp. 589–590) 11.

Describe changes in crystallized and fluid abilities in late adulthood, and explain how older adults can make the most of their cognitive resources. (pp. 590–591) 12. Summarize memory changes in late life, including implicit, associative, remote, and prospective memories. (pp. 591–594) 13. Discuss changes in language processing in late adulthood. (pp. 594–595) 14. Explain how problem solving changes in late life. (p. 595) 15. Discuss the capacities that contribute to wisdom, noting how it is affected by age and life experience. (pp. 595–596) 16.

Discuss factors related to cognitive change in Inspiration Resume Management late adulthood. (pp. 596–597) 1. Describe Erikson’s stage of ego integrity versus despair. (p. 604) 2. Discuss Peck’s tasks of ego integrity, Joan Erikson’s gerotranscendence, and Labouvie-Vief’s emotional expertise.(pp. 604–605) 3. Describe the functions of reminiscence and life review in older adults’ lives. (pp. 606, 607) 4. Summarize stability and change in Evacuation Images, Royalty-Free | Shutterstock self-concept and personality in late adulthood. (pp. 606–608) 5. Discuss spirituality and religiosity in late adulthood. (pp. 608–609) 6. Discuss contextual influences on Letter, psychological well-being as older adults respond to increased dependency, declining health, and negative life changes. (pp.

609–611, 612) 7. Summarize the role of social support and social interaction in Stock Images | Shutterstock promoting physical health and psychological well-being in late adulthood. (p. 611) 8. Describe social theories of aging, including disengagement theory, activity theory, continuity theory, and socioemotional selectivity theory. (pp. 612–615, 616) 9. Describe changes in social relationships in late adulthood, including marriage, gay and lesbian partnerships, divorce, remarriage, cohabitation, and widowhood, and discuss never-married, childless older adults. Abdelrhaman Letter. (pp. 619–623) 10. Explain how sibling relationships and friendships change in late life. (pp. 624–625) 11. Describe older adults’ relationships with adult children, adult grandchildren, and great-grandchildren. (pp.

625–626) 12. Summarize elder maltreatment, including risk factors and strategies for prevention. (pp. 627–628) 13. Discuss the decision to Images & Vectors | Shutterstock, retire, adjustment to retirement, and involvement in leisure and volunteer activities. (pp. 628–632)

14. Discuss the meaning of optimal aging. (pp. 632–633) 1. Describe the physical changes of dying, along with their implications for defining death and the meaning of death with dignity. (pp. 640–642) 2. Discuss age-related changes in conception of and attitudes toward death, including ways to enhance child and adolescent understanding. (pp. 642–644) 3. Lease Samplesrental Letter. Sample. Cite factors that influence death anxiety, including personal and cultural variables that contribute to the fear of death. (p. 643) 4. Describe and evaluate Kubler-Ross’s theory of typical responses to dying, citing factors that influence dying patients’ responses. (pp. 647–648) 5. Evaluate the Evacuation Images & Vectors | Shutterstock extent to which homes, hospitals, and the hospice approach meet the needs of dying people and Abdelrhaman - Experience, their families. (pp.

650–653) 6. Discuss controversies surrounding euthanasia and assisted suicide. (pp. 654–659) 7. Describe bereavement and Stock Images, Images, the phases of grieving, indicating factors that underlie individual variations in grief responses. (pp. 659–660) 8. Explain the concept of bereavement overload, and describe bereavement interventions. (pp. 663, 665) 9. Explain how death education can help people cope with death more effectively. (p. 665) University/College: University of Application For Manager Position, Arkansas System. Type of Evacuation Stock Images, & Vectors, paper: Thesis/Dissertation Chapter. Date: 6 April 2016. Let us write you a custom essay sample on Developmental Psych Core Questions.

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