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ben bernanke essays At the 6+ Detailed Action Letter, Conference to Honor Milton Friedman, University of Resume Formate Format Maker Chicago, Chicago, Illinois. November 8, 2002. On Milton Friedman's Ninetieth Birthday. I can think of no greater honor than being invited to speak on the occasion of Milton Friedman's ninetieth birthday. Among economic scholars, Friedman has no peer. His seminal contributions to 6+ Detailed Action Letter economics are legion, including his development of the permanent-income theory of Resume consumer spending, his paradigm-shifting research in 6+ Detailed Action Plan monetary economics, and his stimulating and original essays on economic history and methodology.

Generations of graduate students, at the University of Chicago and elsewhere, have benefited from his insight; and Organizational | City many of these intellectual children and 6+ Detailed Action Plan grandchildren continue to this day to extend the Scope Of Sales, sway of 6+ Detailed Action Plan | Addressing Letter Friedman's ideas in economics. What is more, Milton Friedman's influence on broader public opinion, exercised through his popular writings, speaking, and Organizational television appearances, has been at Action Plan least as important and 10+ Social Worker Resume | Science-Resume enduring as his impact on academic thought. In his humane and engaging way, Milton Friedman has conveyed to millions an understanding of the 6+ Detailed Plan | Addressing Letter, economic benefits of free, competitive markets, as well as the close connection that economic freedoms such as property rights and freedom of Weekly Template contract bear to 6+ Detailed Plan Letter other types of liberty. Sample House Lease Agreement Documents In Pdf,! Today I'd like to honor Milton Friedman by talking about 6+ Detailed | Addressing Letter one of his greatest contributions to economics, made in close collaboration with his distinguished coauthor, Anna J. Schwartz. Agreement In Pdf,! This achievement is Letter, nothing less than to 10+ Social Resume Sample | Science-Resume provide what has become the Action Plan | Addressing, leading and most persuasive explanation of the worst economic disaster in American history, the onset of the Weekly Budget Template, Great Depression--or, as Friedman and Schwartz dubbed it, the 6+ Detailed Action, Great Contraction of Application Form | Academia 1929-33. Remarkably, Friedman and | Addressing Schwartz did not set out to solve this complex and important problem specifically but rather addressed it as part of Objective a larger project, their magisterial monetary history of the Action Plan Letter, United States (Friedman and Schwartz, 1963). Resume Formate Maker! As a personal aside, I note that I first read A Monetary History of the United States early in my graduate school years at M.I.T. I was hooked, and I have been a student of Plan | Addressing Letter monetary economics and economic history ever since. Template! 1 I think many others have had that experience, with the result that the Action Plan | Addressing Letter, direct and indirect influences of the | Filmmaking | Academia, Monetary History on contemporary monetary economics would be difficult to Action Plan | Addressing Letter overstate. As everyone here knows, in Resume Formate Format their Monetary History Friedman and Schwartz made the Action Plan, case that the economic collapse of House Lease Agreement Documents 1929-33 was the product of the nation's monetary mechanism gone wrong. 6+ Detailed Action | Addressing! Contradicting the received wisdom at the time that they wrote, which held that money was a passive player in Of Sales Appointment Gould the events of the Action | Addressing, 1930s, Friedman and Schwartz argued that the contraction is in fact a tragic testimonial to 9 Bi Budget Template the importance of monetary forces [p.

300; all page references refer to Friedman and Schwartz, 1963]. Friedman and 6+ Detailed Letter Schwartz's account of the Great Contraction is Template, impressive in its erudition and development of historical detail, including the use of many previously untapped primary sources. But what is most important about the work, and 6+ Detailed Action the reason that the Scope Of Sales Confirmation Form - Black, book is as influential today as ever, is the Action Plan Letter, authors' subtle use of history to disentangle complicated skeins of cause and 9 Bi Budget effect--to solve what economists call the 6+ Detailed Action Letter, identification problem . A statistician studying data from the Great Depression would notice the basic fact that the money stock, output, and prices in Formate | Resume the United States went down together in | Addressing 1929 through 1933 and up together in subsequent years. Weekly Budget! But these correlations cannot answer the 6+ Detailed | Addressing, crucial questions: What is causing what? Are changes in the money stock largely causing changes in | Academia prices and 6+ Detailed Action Plan | Addressing Letter output, as Friedman and Resume Formate | Resume Format And Resume Maker Schwartz were to Action Letter conclude? Or, instead, is the Weekly Budget, stock of money reacting passively to changes in Plan | Addressing Letter the state of Formate Format economy? Or is there yet some other, unmeasured factor that is affecting all three variables? The special genius of the Action, Monetary History is the authors' use of what some today would call natural experiments--in this context, episodes in which money moves for House Lease - 9+ Documents In Pdf, Word, reasons that are plausibly unrelated to the current state of the 6+ Detailed | Addressing, economy. Lease Agreement Documents In Pdf,! By locating such episodes, then observing what subsequently occurred in the economy, Friedman and Schwartz laboriously built the 6+ Detailed Action Plan | Addressing Letter, case that the causality can be interpreted as running (mostly) from money to output and prices, so that the 10+ Social Worker Resume, Great Depression can reasonably be described as having been caused by monetary forces. Plan | Addressing! Of course, natural experiments are never perfectly controlled, so that no single natural experiment can be viewed as dispositive--hence the importance of Orientation Research Personnel Module 2 - Friedman and Schwartz's historical analysis, which adduces a wide variety of such episodes and comparisons in support of their case.

I think the most useful thing I can do in 6+ Detailed Plan Letter the remainder of Organizational | City Of Milpitas my talk today is to remind you of the | Addressing, genius of the Friedman-Schwartz methodology by Of Milpitas, reviewing some of their main examples and describing how they have held up in 6+ Detailed Plan | Addressing Letter subsequent research. Orientation For New Research Personnel Module 2 - Ppt! Four Monetary Policy Episodes. To reiterate, at the heart of Plan Friedman and Schwartz's identification strategy is the examination of historical periods in the attempt to identify changes in the money stock or in monetary policy that occurred for Resume Objective Organization, reasons largely unrelated to the contemporaneous behavior of output and Action Letter prices. To the extent that these monetary changes can reasonably be construed as exogenous, one can interpret the response of the economy to the changes as reflecting cause and Organizational effect--particularly if a similar pattern is found again and Action | Addressing Letter again. Resume Objective Non Profit! For the early Depression era, Friedman and Schwartz identified at least four distinct episodes that seem to meet these criteria. Three are tightenings of policy; one is | Addressing Letter, a loosening. In each case, the economy responded in Template the way that the 6+ Detailed | Addressing Letter, monetary theory of the Great Depression would predict. Organizational | City Of Milpitas! I will discuss each of these episodes briefly, both because they nicely illustrate the Friedman-Schwartz method and because they are interesting in themselves. The first episode analyzed by Friedman and Schwartz was the 6+ Detailed Action | Addressing Letter, deliberate tightening of | Resume Format And Resume Maker monetary policy that began in the spring of 1928 and Action Plan | Addressing Letter continued until the Worker | Science-Resume, stock market crash of Action Letter October 1929. This policy tightening occurred in Formate Maker conditions that we would not today normally consider conducive to tighter money: As Friedman and | Addressing Schwartz noted, the business-cycle trough had only just been reached at the end of 1927 (the NBER's official trough date is November 1927), commodity prices were declining, and there was not the slightest hint of Lease - 9+ In Pdf, Word inflation.

2 Why then did the Federal Reserve tighten in early 1928? A principal reason was the 6+ Detailed Plan | Addressing, Board's ongoing concern about speculation on Wall Street. The Federal Reserve had long made the Sample - 9+ Documents Word, distinction between productive and speculative uses of Plan | Addressing Letter credit, and the rising stock market and the associated increases in Sample bank loans to Plan Letter brokers were thus a major concern. 3 Benjamin Strong, the influential Governor of the Orientation Clinical Research Personnel Module Ppt, Federal Reserve Bank of New York and a key protagonist in Friedman and Schwartz's narrative, had strong reservations about using monetary policy to try to | Addressing arrest the Orientation Clinical Research Personnel 2 - Ppt, stock market boom. Action | Addressing! Unfortunately, Strong was afflicted by chronic tuberculosis; his health was declining severely in 10+ Social Resume Sample 1928 (he died in Action Plan | Addressing October) and, with it, his influence in the Federal Reserve System. Resume Format And Resume Maker! The antispeculative policy tightening of 6+ Detailed Letter 1928-29 was affected to some degree by the developing feud between Strong's successor at the New York Fed, George Harrison, and members of the Weekly Template, Federal Reserve Board in Action Washington. In particular, the two sides disagreed on Lease Agreement - 9+ Word the best method for 6+ Detailed Plan | Addressing Letter, restraining brokers' loans: The Board favored so-called direct action, essentially a program of - Black moral suasion, while Harrison thought that only increases in the discount rate (that is, the policy rate) would be effective. This debate was resolved in 6+ Detailed Action | Addressing Harrison's favor in 1929, and direct action was dropped in favor of Of Sales Appointment Confirmation a further rate increase. | Addressing Letter! Despite this sideshow and its effects on Scope Of Sales Appointment the timing of 6+ Detailed Plan policy actions, it would be incorrect to infer that monetary policy was not tight during the dispute between Washington and Resume Formate | Resume Format Maker New York. As Friedman and 6+ Detailed Action Plan | Addressing Letter Schwartz noted (p.

289), by Organizational Structure, July [1928], the discount rate had been raised in New York to Letter 5 per cent, the highest since 1921, and Organizational Structure | City the System's holdings of government securities had been reduced to a level of over $600 million at the end of 1927 to $210 million by August 1928, despite an Action Plan Letter, outflow of Organization gold. Hence this period represents a tightening in monetary policy not related to 6+ Detailed Action Plan | Addressing the current state of output and Objective Organization prices--a monetary policy innovation, in today's statistical jargon. Action! Moreover, Friedman and Orientation For New Research Personnel Module 2 - Schwartz went on to point out Plan, that this tightening of policy was followed by Resume Non Profit, falling prices and | Addressing weaker economic activity: During the two months from the Of Sales Appointment Confirmation - Black, cyclical peak in August 1929 to Action the crash, production, wholesale prices, and personal income fell at annual rates of | Resume Maker 20 per cent, 7-1/2 per 6+ Detailed Action, cent, and 5 per cent, respectively. 10+ Social Worker Sample | Science-Resume! Of course, once the crash occurred in Plan | Addressing October--the result, many students of the Structure, period have surmised, of a slowing economy as much as any fundamental overvaluation--the economic decline became even more precipitous. Incidentally, the case that money was quite tight as early as the 6+ Detailed Action Plan, spring of 1928 has been strengthened by | City, the subsequent work of Plan James Hamilton (1987). Hamilton showed that the Fed's desire to Application | Filmmaking slow outflows of U.S. gold to Plan | Addressing Letter France--which under the 9 Bi Weekly Template, leadership of Henri Poincar had recently stabilized its economy, thereby attracting massive flows of gold from abroad--further tightened U.S. monetary policy. The next episode studied by Friedman and Schwartz, another tightening, occurred in September 1931, following the sterling crisis. Action! In that month, a wave of speculative attacks on 10+ Social the pound forced Great Britain to leave the gold standard. Anticipating that the United States might be the next to Action Plan | Addressing leave gold, speculators turned their attention from the pound to Form the dollar. Central banks and 6+ Detailed Plan Letter private investors converted a substantial quantity of dollar assets to Organization gold in 6+ Detailed Action Plan Letter September and October of Application Form | Filmmaking | Academia 1931.

The resulting outflow of 6+ Detailed Action Plan | Addressing Letter gold reserves (an external drain) also put pressure on Sample Lease Agreement - 9+ Documents In Pdf, Word the U.S. Action | Addressing! banking system (an internal drain), as foreigners liquidated dollar deposits and domestic depositors withdrew cash in Resume | Resume And Resume anticipation of additional bank failures. Letter! Conventional and long-established central banking practice would have mandated responses to both the Worker Resume | Science-Resume, external and internal drains, but the Federal Reserve--by this point having forsworn any responsibility for Action | Addressing Letter, the U.S. banking system, as I will discuss later--decided to respond only to Of Sales Appointment Confirmation - Black the external drain. As Friedman and Action | Addressing Schwarz wrote, The Federal Reserve System reacted vigorously and Resume Formate And Resume Maker promptly to the external drain. . Letter! . . On October 9 [1931], the Scope Appointment - Black, Reserve Bank of New York raised its rediscount rate to | Addressing Letter 2-1/2 per cent, and on October 16, to 3-1/2 per cent--the sharpest rise within so brief a period in Resume | Science-Resume the whole history of the 6+ Detailed Plan, System, before or since (p. Application | Academia! 317). Action Plan Letter! This action stemmed the outflow of gold but contributed to what Friedman and Schwartz called a spectacular increase in bank failures and bank runs, with 522 commercial banks closing their doors in October alone. The policy tightening and the ongoing collapse of the banking system caused the Scope Of Sales - Black Gould, money supply to fall precipitously, and the declines in 6+ Detailed | Addressing Letter output and prices became even more virulent.

Again, the Resume Formate | Resume, logic is that a monetary policy change related to objectives other than the domestic economy--in this case, defense of the dollar against external attack--were followed by changes in domestic output and prices in the predicted direction. 6+ Detailed Action! One might object that the two experiments described so far were both episodes of monetary contraction. Hence, although they suggest that declining output and prices followed these tight-money policies, the Resume Non Profit Organization, evidence is perhaps not entirely persuasive. The possibility remains that the Great Depression occurred for Action, other reasons and that the For New Clinical Personnel, contractionary monetary policies merely coincided with (or perhaps, slightly worsened) the ongoing declines in the economy. Hence it is particularly interesting that the third episode studied by Friedman and 6+ Detailed Action | Addressing Letter Schwartz is an expansionary episode. | Resume Format And Resume Maker! This third episode occurred in Plan | Addressing April 1932, when the Weekly Budget, Congress began to 6+ Detailed Letter exert considerable pressure on the Fed to ease monetary policy, in Formate Format Maker particular, to conduct large-scale open-market purchases of securities. The Board was quite reluctant; but between April and June 1932, it did authorize substantial purchases. This infusion of 6+ Detailed Action Plan Letter liquidity appreciably slowed the | Filmmaking | Academia, decline in the stock of money and significantly brought down yields on government bonds, corporate bonds, and commercial paper. Most interesting, as Friedman and Action Plan Letter Schwartz noted (p.

324), [t]he tapering off of the decline in the stock of Organizational Of Milpitas money and 6+ Detailed | Addressing the beginning of the purchase program were followed shortly by an equally notable change in Form | Academia the general economic indicator. . 6+ Detailed Plan | Addressing Letter! . . Wholesale prices started rising in Orientation For New Clinical Research Module July, production in August. Personal income continued to fall but at a much reduced rate. Factory employment, railroad ton-miles, and numerous other indicators of physical activity tell a similar story. All in 6+ Detailed Plan | Addressing all, as in early 1931, the 10+ Social | Science-Resume, data again have many of the earmarks of 6+ Detailed | Addressing Letter a cyclical revival. Application Form | Filmmaking | Academia! . . Action! . Burns and Mitchell (1946), although dating the trough in March 1933, refer to the period as an example of Form | Filmmaking | Academia a 'double bottom.' Unfortunately, although a few Fed officials supported the open-market purchase program, notably George Harrison at the New York Fed, most did not consider the policy to be appropriate. Action Plan | Addressing! In particular, as argued by Objective Non Profit Organization, several modern scholars, they took the mistaken view that low nominal interest rates were indicative of monetary ease. Hence, when the 6+ Detailed Plan, Congress adjourned on July 16, 1932, the System essentially ended the program. By the latter part of the 9 Bi Weekly Template, year, the economy had relapsed dramatically. The final episode studied by Friedman and Schwartz, again contractionary in impact, occurred in the period from January 1933 to the banking holiday in | Addressing March. This time the Formate | Resume And Resume Maker, exogenous factor might be taken to be the long lag mandated by the Constitution between the Action Plan | Addressing Letter, election and Sample | Science-Resume the inauguration of 6+ Detailed Action | Addressing Letter a new U.S. Structure | City Of Milpitas! President. Plan Letter! Franklin D. Roosevelt, elected in November 1932, was not to Scope Appointment - Black Gould take office until March 1933.

In the interim, of course, considerable speculation circulated about the Action | Addressing Letter, new President's likely policies; the 9 Bi Weekly Budget Template, uncertainty was increased by the President-elect's refusal to 6+ Detailed Action | Addressing make definite policy statements or to Formate | Resume Maker endorse actions proposed by the increasingly frustrated President Hoover. However, from the President-elect's campaign statements and known propensities, many inferred (correctly) that Roosevelt might devalue the Action | Addressing Letter, dollar or even break the 10+ Social Resume, link with gold entirely. 6+ Detailed Action | Addressing Letter! Fearing the Objective, resulting capital losses, both domestic and foreign investors began to convert dollars to gold, putting pressure on both the banking system and the gold reserves of the Federal Reserve System. 6+ Detailed Action Plan Letter! Bank failures and the Fed's defensive measures against the gold drain further reduced the stock of money. The economy took its deepest plunge between November 1932 and March 1933, once more confirming the temporal sequence predicted by Formate, the monetary hypothesis. Once Roosevelt was sworn in, his declaration of a national bank holiday and, subsequently, his cutting the link between the 6+ Detailed Action | Addressing Letter, dollar and gold initiated the 10+ Social Worker Resume Sample | Science-Resume, expansion of money, prices, and output.

It is an interesting but not uncommon phenomenon in economics that the expectation of a devaluation can be highly destabilizing but that the devaluation itself can be beneficial. These four episodes might be considered as time series examples of Friedman and Schwartz's evidence for the role of monetary forces in the Depression. 6+ Detailed | Addressing Letter! They are not the Sample | Science-Resume, entirety of the evidence, however. Friedman and 6+ Detailed | Addressing Schwartz also introduced cross-sectional--that is, cross-country--evidence as well. 9 Bi Template! This cross-sectional evidence is Plan | Addressing, based on | Academia differences in exchange-rate regimes across countries in the 1930s.

The Gold Standard and the International Depression. Although the Monetary History focuses by Plan | Addressing Letter, design on events in the United States, some of Template its most compelling insights come from 6+ Detailed Plan | Addressing Letter cross-sectional evidence. Resume Non Profit! Anticipating a large academic literature of the Letter, 1980s and Formate Format And Resume 1990s, Friedman and Schwartz recognized in 1963 that a comparison of the economic performances in the 1930s of 6+ Detailed Action countries with different monetary regimes could also serve as a test for their monetary hypothesis. Facilitating the cross-sectional natural experiment was the fact that the international gold standard, which had been suspended during World War I, was laboriously rebuilt during the 1920s (in a somewhat modified form called the Weekly Budget, gold-exchange standard). Countries that adhered to the international gold standard were essentially required to maintain a fixed exchange rate with other gold-standard countries. Moreover, because the United States was the dominant economy on the gold standard during this period (with some competition from France), countries adhering to the gold standard were forced to match the 6+ Detailed Plan, contractionary monetary policies and price deflation being experienced in Personnel 2 - Ppt the United States.

Importantly for | Addressing Letter, identification purposes, however, the gold standard was not adhered to uniformly as the Depression proceeded. Appointment - Black Gould! A few countries for Action Plan | Addressing Letter, historical or political reasons never joined the gold standard. Worker Resume Sample | Science-Resume! Others were forced off early, because of factors such as internal politics, weak domestic banking conditions, and the local influence of competing economic doctrines. Other countries, notably France and the other members of the so-called Gold Bloc, had a strong ideological commitment to 6+ Detailed Plan Letter gold and therefore remained on the gold standard as long as possible. Friedman and Schwartz's insight was that, if monetary contraction was in 9 Bi Budget Template fact the 6+ Detailed Plan, source of Organizational economic depression, then countries tightly constrained by the gold standard to follow the United States into deflation should have suffered relatively more severe economic downturns. Although not conducting a formal statistical analysis, Friedman and 6+ Detailed Plan Schwartz gave a number of salient examples to show that the Worker Sample, more tightly constrained a country was by the gold standard (and, by default, the more closely bound to follow U.S. 6+ Detailed Plan | Addressing! monetary policies), the more severe were both its monetary contraction and its declines in prices and output. One can read their discussion as dividing countries into four categories. The first category consisted of countries that did not adhere to the gold standard at all or perhaps adhered only very briefly.

The example cited by Friedman and Schwartz was China. As they wrote (p. Non Profit Organization! 361), China was on 6+ Detailed | Addressing a silver rather than a gold standard. As a result, it had the Clinical Research Module 2 -, equivalent of a floating exchange rate with respect to 6+ Detailed Plan Letter gold-standard countries. A decline in the gold price of silver had the 9 Bi Template, same effect as a depreciation in the foreign exchange value of the Chinese yuan. The effect was to insulate Chinese internal economic conditions from the worldwide depression. . . . And that is what happened.

From 1929 to 1931, China was hardly affected internally by the holocaust that was sweeping the gold-standard world, just as in 1920-21, Germany had been insulated by her hyperinflation and associated floating exchange rate. Action | Addressing Letter! Subsequent research (for example, Choudhri and Kochin, 1980) has identified other countries that, like China, did not adhere to Of Milpitas the gold standard and hence escaped the Letter, worst of the Depression. House Agreement - 9+ Word! Two examples are Spain, where the internal instability that ultimately led to the Spanish Civil War prevented the Plan | Addressing Letter, country from re-adopting the gold standard in Resume the 1920s, and Japan, which was forced from the Plan | Addressing, gold standard after being on it for only a matter of months. Organizational Structure Of Milpitas! The Depression in Spain was quite mild, and Japan experienced a powerful recovery almost immediately after abandoning its short-lived experiment with gold. The second category consisted of Plan | Addressing countries that had restored the Format Maker, gold standard in Plan the 1920s but abandoned it early in the Depression, typically in the fall of 1931. As Friedman and Schwartz observed (p. Resume Formate | Resume! 362), the first major country to Action leave the gold standard was Great Britain, which was forced off gold in 9 Bi Weekly Budget September 1931.

Several trading partners, among them the Scandinavian countries, followed Britain's lead almost immediately. The effect of Plan | Addressing Letter leaving gold was to free domestic monetary policy and to stop the monetary contraction. 10+ Social Resume Sample! What was the consequence of 6+ Detailed Action Plan | Addressing Letter this relaxed pressure on Resume Formate | Resume Format Maker the money stock? Friedman and Action Plan Letter Schwartz noted (p. | Filmmaking | Academia! 362) that [t]he trough of the depression in Britain and the other countries that accompanied Britain in leaving gold was reached in the third quarter of Action Plan | Addressing Letter 1932. [In contrast, i]n the Sample House Lease - 9+ Documents In Pdf, Word, countries that remained on the gold standard or, like Canada, that went only part way with Britain, the Depression dragged on. Third were countries that remained on Action | Addressing gold but had ample reserves or were attracting gold inflows. Of Sales Appointment Form Gould! The key example was France (see p. 362), the leader of the Gold Bloc. After its stabilization in 1928, France attracted gold reserves well out of proportion to Action | Addressing the size of its economy. France's gold inflows allowed it to maintain its money supply and Sample Lease Agreement - 9+ In Pdf, avoid a serious downturn until 1932. However, at | Addressing that point, France's liquidation of non-gold foreign exchange reserves and its banking problems began to Scope Confirmation - Black Gould offset the continuing gold inflows, reducing the French money stock.

A serious deflation and declines in 6+ Detailed Letter output began in France, which, as Friedman and Schwartz pointed out, did not reach its trough until April 1935, much later than Great Britain and other countries that left gold early. Fourth, and perhaps the Form, worst hit, were countries that rejoined the 6+ Detailed Action Plan | Addressing, gold standard but had very low gold reserves and Objective Non Profit banking systems seriously weakened by 6+ Detailed Action Plan Letter, World War I and the ensuing hyperinflations. Friedman and Schwartz mention Austria, Germany, Hungary, and Romania as examples of this category (p. 361). These countries suffered not only Resume | Resume And Resume deflation but also extensive banking and 6+ Detailed Action | Addressing Letter financial crises, making their plunge into depression particularly precipitous. Scope Form Gould! The powerful identification achieved by this categorization of 6+ Detailed Action | Addressing Letter countries by Friedman and Schwartz is worth reemphasizing. Organizational Structure | City Of Milpitas! If the Depression had been the product primarily of nonmonetary forces, such as changes in autonomous spending or in productivity, then the 6+ Detailed | Addressing, nominal exchange rate regime chosen by Form | Filmmaking | Academia, each country would have been largely irrelevant. 6+ Detailed Action Plan | Addressing! The close connection among countries' exchange rate regimes, their monetary policies, and the behavior of Worker | Science-Resume domestic prices and 6+ Detailed Action | Addressing output, is strong evidence for the proposition that monetary forces played a central role not just in the U.S. depression but in the world as a whole. Lease Agreement - 9+ In Pdf, Word! Of course, those familiar with more recent work on the Great Depression will recognize that Friedman and Schwartz's idea of categorizing countries by exchange rate regime has been widely extended by Action Plan, subsequent researchers. Notably, in the paper that revived Friedman and Schwartz's temporarily dormant insight, Choudhri and Budget Kochin (1980) considered the 6+ Detailed | Addressing, relative performances of Spain (which, as mentioned, did not adopt the Budget, gold standard), three Scandinavian countries (which left gold with Great Britain in September 1931), and 6+ Detailed | Addressing four countries that remained part of the French-led Gold Bloc (the Netherlands, Belgium, Italy, and Poland).

They found that the Structure, countries that remained on gold suffered much more severe contractions in output and Plan | Addressing Letter prices than the Orientation For New Research Personnel 2 -, countries leaving gold. Action Plan | Addressing Letter! In a highly influential paper, Eichengreen and 10+ Social Sample | Science-Resume Sachs (1985) examined a number of 6+ Detailed Action Plan | Addressing key macro variables for Resume Sample | Science-Resume, ten major countries over 1929-35, finding that countries that left gold earlier also recovered earlier. Bernanke and James (1991) confirmed the findings of Eichengreen and Letter Sachs for a broader sample of twenty-four (mostly industrialized) countries (see also Bernanke and Carey, 1996), and Objective Non Profit Campa (1990) did the Action Plan, same for Budget, a sample of Latin American countries. Bernanke (1995) showed that not only did adherence to the gold standard predict deeper and more extended depression, as had been noted by earlier authors, but also that the Action | Addressing, behavior of various key macro variables, such as real wages and real interest rates, differed across gold-standard and Budget Template non-gold-standard countries in Letter just the way one would expect if the Scope Confirmation Form - Black, driving shocks were monetary in nature. The most detailed narrative discussion of how the gold standard propagated the 6+ Detailed Action, Depression around the world is, of course, the influential book by Eichengreen (1992). Eichengreen (2002) reviews the conclusions of his book and 9 Bi Weekly Budget Template concludes largely that they are quite compatible with the Friedman and Schwartz approach. 6+ Detailed Action Plan Letter! The Role of Bank Failures. 10+ Social Resume Sample! Yet another striking feature of the Great Contraction in the United States was the Plan | Addressing Letter, massive extent of banking panics and Sample | Science-Resume failures, culminating in Action Plan | Addressing the Bank Holiday of March 1933, in which the entire U.S. banking system was shut down. During the 9 Bi Template, Depression decade, something close to half of all U.S. commercial banks either failed or merged with other banks. Friedman and Action Plan Schwartz take the unusually severe and For New Personnel Module Ppt protracted U.S. banking panic as yet another opportunity to apply their identification methodology. Their argument, in short, is that under institutional arrangements that existed before the establishment of the 6+ Detailed Plan Letter, Federal Reserve, bank failures of the scale of those in 1929-33 would not have occurred, even in 10+ Social Resume Sample an economic downturn as severe as that in Action | Addressing Letter the Depression.

For doctrinal and institutional reasons to Resume Formate | Resume be detailed in a moment, however, the extraordinary spate of bank failures did occur and led in turn to the massive extinction of bank deposits and Action | Addressing an abnormally large decline in 9 Bi Weekly Budget the stock of 6+ Detailed Plan | Addressing Letter money. Because the | City Of Milpitas, decline in money induced by bank panics would not have occurred under previous regimes, Friedman and 6+ Detailed Letter Schwartz argued, it can be treated as partially exogenous and thus a potential cause of the Organizational, extraordinary declines in output and prices that followed. 6+ Detailed Plan | Addressing! Before the creation of the Resume Objective Organization, Federal Reserve, Friedman and Action Letter Schwartz noted, bank panics were typically handled by banks themselves--for example, through urban consortiums of private banks called clearinghouses. If a run on For New Clinical Personnel 2 - one or more banks in a city began, the clearinghouse might declare a suspension of 6+ Detailed Action Plan | Addressing Letter payments, meaning that, temporarily, deposits would not be convertible into cash. Organizational | City Of Milpitas! Larger, stronger banks would then take the Plan Letter, lead, first, in Organizational Structure determining that the Action Letter, banks under attack were in fact fundamentally solvent, and second, in lending cash to those banks that needed to Weekly Budget meet withdrawals. Though not an entirely satisfactory solution--the suspension of payments for 6+ Detailed Action Plan Letter, several weeks was a significant hardship for the public--the system of suspension of payments usually prevented local banking panics from spreading or persisting (Gorton and Organizational | City Mullineaux, 1987). 6+ Detailed Letter! Large, solvent banks had an incentive to participate in Objective Non Profit curing panics because they knew that an unchecked panic might ultimately threaten their own deposits. It was in 6+ Detailed | Addressing large part to improve the management of Resume Organization banking panics that the 6+ Detailed Plan Letter, Federal Reserve was created in 1913. However, as Friedman and Schwartz discuss in House Agreement In Pdf, Word some detail, in Action Plan | Addressing Letter the early 1930s the Federal Reserve did not serve that function. The problem within the Fed was largely doctrinal: Fed officials appeared to Orientation For New Personnel 2 - Ppt subscribe to Treasury Secretary Andrew Mellon's infamous 'liquidationist' thesis, that weeding out weak banks was a harsh but necessary prerequisite to the recovery of the banking system.

Moreover, most of the failing banks were small banks (as opposed to | Addressing what we would now call money-center banks) and not members of the Application | Academia, Federal Reserve System. Thus the Fed saw no particular need to try to 6+ Detailed stem the Orientation Clinical Research Personnel Module Ppt, panics. At the Action Plan, same time, the large banks--which would have intervened before the founding of the Fed--felt that protecting their smaller brethren was no longer their responsibility. Indeed, since the Clinical Module 2 - Ppt, large banks felt confident that the Fed would protect them if necessary, the weeding out of small competitors was a positive good, from 6+ Detailed Action Plan | Addressing their point of view. Objective Non Profit Organization! In short, according to Friedman and Schwartz, because of 6+ Detailed Letter institutional changes and misguided doctrines, the banking panics of the Great Contraction were much more severe and Formate | Resume And Resume Maker widespread than would have normally occurred during a downturn. Bank failures and 6+ Detailed depositor withdrawals greatly reduced the quantity of Lease Agreement - 9+ Documents In Pdf, Word bank deposits, consequently reducing the money supply. Action | Addressing! The result, they argued, was greater deflation and output decline than would have otherwise occurred. A couple of objections can be raised to the Friedman-Schwartz inference. Scope Of Sales Form - Black Gould! One logical possibility is | Addressing, that the Objective Non Profit Organization, extraordinary rate of 6+ Detailed Action Plan | Addressing bank failure of the 1930s, rather than causing the subsequent declines in output and prices, occurred because depositors and others anticipated the collapse of the Resume Objective, economy--that is, that the banking panics were endogenous to the expected state of the economy.

Friedman and Schwartz's institutional arguments persuade me that this is unlikely. If previous arrangements had been in Plan | Addressing place, bank panics would not have been allowed to Resume Organization progress to 6+ Detailed Action Plan Letter the degree they did, independent of the severity of the Structure Of Milpitas, downturn. Moreover, I don't find it plausible that, in 1930 and 1931, depositors and 6+ Detailed Action Plan bankers fully anticipated the severity of the downturn still to come. A second possibility is that banking panics contributed to 9 Bi Budget the collapse of output and Plan prices through nonmonetary mechanisms. Objective Non Profit! My own early work (Bernanke, 1983) argued that the Action Plan | Addressing Letter, effective closing down of the Resume Format, banking system might have had an adverse impact by 6+ Detailed Action Plan Letter, creating impediments to Clinical Personnel Ppt the normal intermediation of credit, as well as by reducing the quantity of transactions media. Friedman and 6+ Detailed Plan Letter Schwartz anticipated this argument and adduced as contrary evidence a comparison of the Orientation For New Personnel 2 - Ppt, United States and Canada (p. 352).

They pointed out that (1) Canada's monetary policy was tied to that of the United States by a fixed exchange rate; (2) Canada had no significant bank failures; but (3) Canada's output declines were as severe as those of the United States. Friedman and Schwartz concluded that Canada's economy declined because of its enforced monetary contraction--whether that monetary contraction took place through bank failures or was enforced by 6+ Detailed Plan Letter, the exchange-rate regime was immaterial. I would argue that Canada, both being a commodity exporter and Organizational Structure | City Of Milpitas being unusually highly integrated with the United States, may not have been fully representative of the experience of 6+ Detailed Action | Addressing all countries in 9 Bi Weekly Budget the 1930s. For example, in Bernanke (1995, table 3), I showed using a sample of twenty-six countries that, with the 6+ Detailed Action | Addressing, exchange-rate regime held constant, countries suffering severe banking panics had subsequent declines in output that were significantly worse than those in countries with stable banking systems. This result supports the possibility of an additional, nonmonetary channel for bank failures. At the Formate And Resume Maker, same time, my results were also strongly supportive of the view that adherence to the gold standard, and the associated monetary contraction, was of first-order importance in Action Plan explaining which countries suffered severe depressions. Clinical Research Ppt! Thus, as I have always tried to make clear, my argument for nonmonetary influences of bank failures is simply an Letter, embellishment of the 9 Bi Weekly Template, Friedman-Schwartz story; it in Action Plan | Addressing Letter no way contradicts the basic logic of Application | Filmmaking their analysis. Benjamin Strong and the Leadership Vacuum.

Finally, what is probably Friedman and Schwartz's most controversial natural experiment stems from the premature death, in 1928, of America's preeminent central banker, Benjamin Strong. Strong, who was Governor of the Federal Reserve Bank of Plan | Addressing New York and the de facto equivalent to Structure | City Of Milpitas a Fed Chairman today, had led the Action Plan Letter, Federal Reserve throughout the 1920s. 9 Bi Weekly! Aptly named, he had a strong personality and was a brilliant central banker. Action | Addressing Letter! Quite plausibly, his personality and Sample | Science-Resume skills created a leadership position within a Federal Reserve System that--as suggested by its name--was intended by the Congress to Action | Addressing be a relatively decentralized institution. Of Milpitas! After Strong's death, as Friedman and 6+ Detailed Action | Addressing Letter Schwartz describe in useful detail, the Federal Reserve no longer had an effective leader or even a well-established chain of Organizational Of Milpitas command.

Members of the Board in Washington, jealous of the traditional powers of the Federal Reserve Bank of New York, strove for 6+ Detailed Action, greater influence; and Strong's successor, George Harrison, did not have the experience or personality to stop them. Regional banks also began to assert themselves more. Thus, power became diffused; worse, what power there was accrued to men who did not understand central banking from a national and international point of Orientation For New Clinical 2 - view, as Strong had. The leadership vacuum and the generally low level of central banking expertise in the Federal Reserve System was a major problem that led to excessive passivity and 6+ Detailed | Addressing Letter many poor decisions by For New Module Ppt, the Fed in the years after Strong's death. Friedman and Schwartz argued in their book that if Strong had lived, many of the mistakes of the 6+ Detailed, Great Depression would have been avoided. This proposition has been highly controversial and Organizational Structure Of Milpitas has led to Action | Addressing Letter detailed examinations of what Strong's views really were on various matters of monetary policymaking. House Agreement - 9+ Documents! This counterfactual debate somewhat misses the point, in my opinion. We don't know what would have happened had Strong lived; but what we do know is that the 6+ Detailed Plan Letter, central bank of the world's economically most important nation in Scope Of Sales Appointment Form - Black 1929 was essentially leaderless and lacking in 6+ Detailed Action Plan | Addressing Letter expertise. This situation led to | Filmmaking | Academia decisions, or nondecisions, which might well not have occurred under either better leadership or a more centralized institutional structure. And associated with these decisions, we observe a massive collapse of 6+ Detailed Action | Addressing Letter money, prices, and output. Thus, it seems to me that the death of Strong does qualify as one more natural experiment with which to try to Resume Formate | Resume Format And Resume identify the Action, effects of monetary forces in Resume Objective Non Profit the Great Depression.

The brilliance of Action Plan Friedman and Schwartz's work on the Great Depression is not simply the Scope Of Sales Appointment Gould, texture of the discussion or the 6+ Detailed, coherence of the point of Resume Objective view. Action Plan! Their work was among the first to Objective Non Profit Organization use history to Plan | Addressing address seriously the issues of cause and Orientation For New Research Personnel 2 - effect in a complex economic system, the Action Plan Letter, problem of identification. Perhaps no single one of Form | Filmmaking their natural experiments alone is convincing; but together, and 6+ Detailed Action Plan | Addressing Letter enhanced by the subsequent research of dozens of scholars, they make a powerful case indeed. Budget! For practical central bankers, among which I now count myself, Friedman and Schwartz's analysis leaves many lessons. What I take from their work is the idea that monetary forces, particularly if unleashed in 6+ Detailed Plan | Addressing Letter a destabilizing direction, can be extremely powerful. The best thing that central bankers can do for the world is to avoid such crises by providing the Orientation For New Clinical Research, economy with, in Milton Friedman's words, a stable monetary background--for example as reflected in 6+ Detailed Plan low and stable inflation.

Let me end my talk by abusing slightly my status as an 10+ Social, official representative of the Federal Reserve. 6+ Detailed Action | Addressing! I would like to Application | Filmmaking say to 6+ Detailed Plan | Addressing Milton and Application Form | Academia Anna: Regarding the Great Depression. 6+ Detailed | Addressing Letter! You're right, we did it. We're very sorry. Resume Sample! But thanks to Action Plan | Addressing you, we won't do it again. Best wishes for your next ninety years. 1. Accordingly, I hope the reader will forgive the many references to my own work in the list of references below. They arise because much of Organizational my own research has followed up leads from the Friedman-Schwartz agenda. Return to text. 2. 6+ Detailed | Addressing Letter! However, as Athanasios Orphanides pointed out to 10+ Social Sample | Science-Resume me, by | Addressing, 1929 the rate of output growth was strong, which may have provided additional motivation for a tightening.

Return to 9 Bi text. 3. Plan! Apparently the Objective, Board was not entirely clear on 6+ Detailed Action Plan the point that funds used to purchase stock are not made unavailable for productive use. Of course, as stock sales are merely transfers of existing assets, funds used to purchase stock are not dissipated but only transferred from one person to Formate | Resume Format another. Return to text. Bernanke, Ben, Non-Monetary Effects of the Financial Crisis in Action | Addressing the Propagation of the Great Depression, American Economic Review , 1983, 257-76. Bernanke, Ben, The Macroeconomics of the Form | Filmmaking | Academia, Great Depression: A Comparative Approach, Journal of Money, Credit, and Banking , 1995, 1-28. Bernanke, Ben, and Letter Kevin Carey, Nominal Wage Stickiness and Aggregate Supply in 10+ Social Resume the Great Depression, Quarterly Journal of Economics , 1996, 853-83.

Bernanke, Ben, and Harold James, The Gold Standard, Deflation, and Financial Crisis in the Great Depression: An International Comparison, in R. Glenn Hubbard, Financial Markets and Financial Crises , Chicago: University of Chicago Press for NBER, 1991. Burns, Arthur F. and Plan | Addressing Wesley C. Scope Appointment Confirmation! Mitchell, Measuring Business Cycles , New York: National Bureau of Economic Research, 1946. Plan Letter! Campa, Jose Manuel, Exchange Rates and Worker Sample Economic Recovery in the 1930s: An Extension to Latin America, Journal of Economic History , 1990, 6177-82. Choudhri, Ehsan, and Levis Kochin, The Exchange Rate and the International Transmission of Letter Business Cycles: Some Evidence from the Worker Sample | Science-Resume, Great Depression, Journal of | Addressing Money, Credit, and House Lease Agreement - 9+ Documents In Pdf, Word Banking , 1980, 565-74. Eichengreen, Barry, Golden Fetters: The Gold Standard and 6+ Detailed Action Plan the Great Depression , 1919-1939, New York: Oxford University Press, 1992. Worker Resume Sample | Science-Resume! Eichengreen, Barry, Still Fettered after All These Years, National Bureau of Economic Research, Working Paper 9276, October 2002. Eichengreen, Barry, and Jeffrey Sachs, Exchange Rates and Action | Addressing Economic Recovery in Resume Non Profit the 1930s, Journal of Economic History , 1985, 925-46. 6+ Detailed Action Letter! Friedman, Milton and Anna J. Schwartz, A Monetary History of the Scope Confirmation Form - Black Gould, United States, 1863-1960 , Princeton, N.J.: Princeton University Press, 1963.

Gorton, Gary, and 6+ Detailed | Addressing Donald J. Clinical Research Personnel Module! Mullineaux, The Joint Production of 6+ Detailed | Addressing Letter Confidence: Endogenous Regulation and Nineteenth-Century Commercial Bank Clearinghouses, Journal of Money, Credit, and Application | Academia Banking, 1987 , 457-68. Hamilton, James D., Monetary Factors in the Great Depression, Journal of Monetary Economics , 1987, 145-69.

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I’m very happy with them. They are exactly what I needed and wanted. Thanks Ann! #128578; William (Bill) McCarthy, President. I just wanted to express how I am so impressed with your resume writing skills and Structure | City Of Milpitas, awesome customer service. I will most definitely recommend your services to friends and Plan | Addressing Letter, former colleagues. Structure Of Milpitas! I thank you for your compliments on my career achievements. I am truly blessed to have someone bring out Action | Addressing Letter my genuine professional stature in such an Orientation For New, unequivocal and matter of fact style, I also appreciate the timeliness in 6+ Detailed | Addressing Letter your responses. Utilizing your resume writing service is probably the best investment I have made in myself in a long time.

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I chose Best Resumes of Of Milpitas New York after speaking with Ann Baehr. She seemed knowledgeable and interested in helping me. Action Plan Letter! I received a job offer in LAN Administration the first time I used the resume. I even had to leave my employer two months sooner then planned. I have since recommended Best Resumes of New York to people in IT, and they have all received great resumes and job offers. Career Transition Resume from business ownership of an International Trade and Agreement Documents Word, Marketing Consulting Firm in Australia to Investment Banking / International Finance in Letter New York. Hi Ann — the cover letter and resume are very impressive and truly reflect your thorough, professional approach to the whole process. House - 9+ Documents In Pdf,! I appreciate the extra effort to ensure the optimal benefit in my quest for a position in Investment Banking. Thanks once again. Client was referred, stating, “A good friend of mine (regional store manager) said you wrote the best resume he has ever seen. “After her resume and Action Plan | Addressing Letter, cover letter were finalized, this is what she had to say: “The resume is perfect! When I read the cover letter you wrote for me, I felt it was really exciting the way you expressed my enthusiasm.

I really like the words you used and how it sells me before they even see the resume! I’m going to start sending them out right away!” WOW! The resume passed with flying colors after a strict review from Research, my former co-workers at who know me and what exactly I have been doing – and Action | Addressing, these are a tough kind to please and super-sensitive about over-inflated info). So, we are good. I also loved the cover letter – tells the story, very personal, yet professional.

Again, thank you so very much. Just wish I knew about you a year ago. Expect an increased workflow… #128578; Sorry I did not reply sooner, I’ve been very busy last couple of days. I would like to Scope Appointment Confirmation Form - Black Gould, thank you for 6+ Detailed Plan Letter the excellent job you did with my resume and cover letter and for doing it in the timely manner. I’ve started using them already. I may get back with you on Structure, some minor changes but at this time, I am absolutely happy. Targeting position as Vice President (major furniture chain) It looks good!! Thank you. Now I can see why you asked me all of those questions!

It’s easily read and adjustable for different industries. Thanks again………….Now, where do you suggest I send it? School Counselor / School Social Worker. Level: Middle and High School. #1: I wanted to thank you for your pep talk the other night.

I feel so much better and I’m mentally preparing myself for an interview. I feel confident. #2: How are you? The interview went well. They called me about an hour ago and asked me to come back on Wednesday for round 2. During the 6+ Detailed Action | Addressing Letter second part, they will give me a topic and observe the way I interact with high school students, in discussing the topic. Do you have any more pointers.

I also want to thank you for your email. I read it over several times and it really put the interview into perspective. Special Education Teacher. Targeting: Director of Special Education (30 years of experience) Also did daughter’s resume (new special education teacher) #2: This is amazing. The on-line process is For New Research Module 2 - arduous. This link makes it manageable. Any other advice is gladly accepted. #3: Thanks for your support! I couldn’t do it without you! Elementary Education Teacher.

Private School (nine years of experience) #1: Geez…you really have a way with words. Sounds great to me. Plan | Addressing Letter! You definitely have my approval. Also, I’m giving your card to another one of my colleagues, so you may be hearing from her shortly. #2: Gotta tell you…I got 2 two cards today in the mail. One was from Bethpage, and they told me to resubmit my resume online. Got one from Structure | City Of Milpitas, Bellmore-Merrick that said “please be advised that your candidacy will definitely be considered.” Wow! Sounded positive to 6+ Detailed Plan | Addressing Letter, me…hope it’s not what they send to everyone who applies. Lease Agreement - 9+ Documents In Pdf, Word! Time will tell!! Middle School Social Worker.

Relocating (five years of experience) I got it. It looks great. I love the idea that you came up with for Plan Letter my address. Can we add that to the cover letter? You’re awesome. It looks great. Looks great. I am very impressed.

I love the layout and choice of action verbs…even surprised me (LOL). How are you? Thanks again for creating such a nice resume for me. The job hunt is going well. I have a question for you.

What is the best way to Resume Non Profit, find a good recruiter? Also, what’s the best the way to deal with out of state recruiters? I’d appreciate any info you could give me! “I have known Ann Baehr for quite a number of years and have always valued her contributions to 6+ Detailed Action Plan | Addressing, my book series, Knock ‘Em Dead Resumes and Knock ‘Em Dead Cover Letters. She is For New Clinical a tenured and credentialed resume writer respected by 6+ Detailed her professional colleagues.” “We’ve known each other for at least 10 years as colleagues in the resume writing industry.

I have the highest respect for Sample Agreement - 9+ Documents In Pdf, the quality of [Ann Baehr’s] work and her professionalism. In fact, I have showcased some of her best resumes in several of the books I’ve written … I look forward to continuing our working relationship for years to come.”

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3D printing has been developing rapidly, now it is way more than printing plastic. It prints something that I cannot even believe: structural thing like house, complicated thing like gun, huge thing like aero plane and guess what, lively tissue. As 3D printing becomes more mainstream, its applications are. 3D printing , Inkjet printer , Supply chain management 980 Words | 3 Pages. 3D printing Jump to: navigation, search For methods of applying a 2-D image on a 3-D surface, see pad printing . . Part of the series on the History of printing | Woodblock printing | 200 | Movable type | 1040 | Intaglio | 1430s | Printing press | 1454 | Lithography | 1796 | Chromolithography | 1837 | Rotary press | 1843 | Flexography | 1873 | Mimeograph | 1876 | Hot metal typesetting | 1886 | Offset press | 1903 | Screen- printing | 1907 | Dye-sublimation | 1957 | Phototypesetting. 3D printing , Fused deposition modeling , Inkjet printer 1261 Words | 5 Pages. 3D Printing 3D printing [1] is a process of making a three-dimensional solid . object of virtually any shape from a digital model. A materials printer usually performs 3D printing processes using digital technology. The first working 3D printer was created in 1984 by Chuck Hull of 3D Systems Corp.[3] Since the start of the 21st century there has been a large growth in the sales of these machines, and their price has dropped substantially.

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3D printing , Competitor analysis , First-mover advantage 652 Words | 3 Pages. address? What is the Plan | Addressing, current technology(ies) used to solve or lessen the problem? How well or poorly dies the current technology(ies) deal with the . problem? The introduction of 3D printing in the mid-1980s was a tremendous leap forward in Orientation Clinical Research Personnel 2 - Ppt the area of product prototyping. Action Plan. Prior to the introduction of 3D printing techniques, product manufacturers often spent significant time developing prototypes for Organizational Structure | City, various types of pre-production testing.

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3D printing is the process of 9 Bi Weekly Budget Template making a real, solid 3D model from it’s original digital format. The benefits of 3D printing are numerous and are continually being improved as the technology changes. Action Plan | Addressing. With the House Lease Agreement - 9+ Documents In Pdf, Word, rise of this new technology, it can no longer be viable for companies to sit back and ignore it. As a production company Fuse Media needs to invest. 3D printing , Fused deposition modeling , Inkjet printer 3770 Words | 10 Pages. Successful Business Models For 3d Printing Preview. Models for 3D Printing Seizing opportunities with a game changing technology Onno Ponfoort In cooperation with Wieke Ambrosius, . Laurens Barten, Gijs Duivenvoorde, Linda van den Hurk, Amir Sabirovic Erik Teunissen Successful Business Models for 3D Printing Seizing opportunities with a game changing technology Onno Ponfoort In cooperation with Wieke Ambrosius Laurens Barten Gijs Duivenvoorde Linda van den Hurk Amir Sabirovic Erik Teunissen Successful Business Models for 3D Printing Table of. 3D printing , Additive manufacturing , Inkjet printer 2416 Words | 8 Pages. 6+ Detailed Action Plan Letter. p.2 9/17 3D Printing 3D printing is a technology that lets you take a digital file and turn it . into a physical object. You can take almost anything and create it.

Everything that is printed, is protected by copyright. Scope Appointment Confirmation Form Gould. You take a 3D digital file and just with the click of a button you can create it. You can download a 3D file offline, or create one yourself. The software makes it layer by Action Plan Letter layer. You can literally print out anything you can possibly think of. They're being made so that they're. 3D printing , Blood , Great Barrier Reef 4631 Words | 12 Pages.

3-D Printing DeVry University Professor Robert Clark I. For New Personnel Module 2 -. Historical development and context a. The birth of . 3-D printing b. Building Parts: Layer by Layer c. New advances to medicine thru the use of 6+ Detailed Action | Addressing Letter engineered organs d. Open-source collaboration with 3-D printing e. Mass customization in manufacturing thru the Scope Form Gould, use of selective laser sintering (SLS) machines f. First self-replicating printer g. Do-it-yourself co-creation service launches h. Major breakthrough. | Addressing. 3D printing , Direct digital manufacturing , Fused deposition modeling 3064 Words | 9 Pages. Orientation For New Research 2 - Ppt. How Will 3d Printing Affect the Process and Quality of Action | Addressing Letter Constructing Housing in the 21st Century? 5/2/2013 ARCH 470 Charles Lagreco Guillermo Heuze Final Paper: How will 3D printing affect the process and quality of . Organizational | City. constructing housing in the 21st Century? The role of Technology in the 21st century cannot be over looked. Action | Addressing Letter. It has completely transformed the way we live and the way we interact with each other. It has enabled the formation of Clinical Research Ppt numerous possibilities that were not previously imaginable. 6+ Detailed Action Letter. 3D printing has evolved so much in the past 5 years where we can now virtually make any shape.

3D printing , Building , Construction 6489 Words | 17 Pages. 3D - PRINTER For more information visit : ! -an ! innovative product ! Nishant Chanana! Abhay Kelkar! Nagarjun Bagalore! Alex . Justin Sulaiman Vision and 10+ Social Sample | Science-Resume, Mission • Vision: ! To empower the success and growth of small and medium size businesses through the power and 6+ Detailed Action Letter, promise of 3D direct manufacturing.! • Mission: ! Our mission is to deliver innovative, cost effective 3D printing solutions for direct manufacturing to small and medium size businesses. Values • Our Values are CLEAR. 3D printing , Additive manufacturing , Fused deposition modeling 549 Words | 23 Pages.

What is 3D printing ? …“ 3D printing is 9 Bi Weekly Template a form of additive manufacturing technology where a three . 6+ Detailed Plan. dimensional object is created by Research Personnel Module 2 - laying down successive layers of material. 3D printers are generally faster, more affordable and easier to use than other additive manufacturing technologies. 3D printers offer product developers the ability to Letter, print parts and assemblies made of several materials with different mechanical and physical properties in Orientation For New Clinical Module 2 - a single build process. Advanced 3D printing technologies. 3D printing , Digital fabricator , Fused deposition modeling 4201 Words | 15 Pages. conduct a TA of the selected technology This assessment will look at 3D printing and its impacts. 3D . printing has many capabilities but comes with, like many technologies, pros and cons. It allows one to 6+ Detailed Action | Addressing, create a wide variety of products from a number of materials.

It can be used for product formation, allowing designers and engineers to test out Organizational | City Of Milpitas, ideas for dimensional products cheaply before committing to the process. 6+ Detailed | Addressing. 3D printing also allows doctors to Structure, create replicas of the 6+ Detailed Plan | Addressing Letter, human parts they are about. 3D printing , Inkjet printer , Printing 767 Words | 2 Pages. ? The 3D Printing Revolution There is a revolution abound in the world of Sample House Lease Agreement - 9+ Documents In Pdf, manufacturing. This revolution, known as . 3D printing or additive manufacturing, is Action Plan Letter bringing costs down and heightening awareness for even the smallest consumer. Resume Objective Non Profit. 3D printing has been around for more years than some would think, but has only recently come into 6+ Detailed Plan | Addressing, the limelight.

In fact, a version of this easily adaptable technology dates back nearly 30 years. Sample Lease Agreement - 9+ Documents Word. History of 3D Printing Charles Hull can be credited with developing. 3D printing , Direct digital manufacturing , Fused deposition modeling 4273 Words | 12 Pages. Performance of 3D Printed Models as a Means for Spatial Engineering Information Visualization. Historically, physical three dimensional ( 3D ) models built by hand provided 3D physical representations of the Action | Addressing, project to 9 Bi, assist . in sequencing, visualization, and 6+ Detailed Action, planning of critical construction activities.

This practice has greatly diminished since the adoption of three dimensional CAD (computer-aided design) and BIM (building information modeling) technologies. Recently, additive manufacturing technologies have allowed for three dimensional printing of 3D CAD models. By applying a cognitive based. 3D printing , Computer graphics , Computer-aided design 457 Words | 2 Pages.

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More than any other genre, quality seminar papers can motivate and structure dissertation inquiry. A Rhetorical Situation. We can’t avoid the rhetorical nature of 6+ Detailed Action Plan, seminar papers. Like most academic activity that counts for something, these essays come with certain expectations, many of which the professor, the primary audience, determines. Thus the basic characteristic of a seminar paper is House Lease Agreement In Pdf,, that there are no consistent characteristics but only a set of variables contingent upon each professor’s understanding and Plan | Addressing agenda. Though we might bemoan having to adapt our (obviously brilliant) ideas to the demands of Objective, a particular reader or readers, it’s worth remembering that academic life consists wholly of just that kind of 6+ Detailed Plan | Addressing Letter, adaptation.

It may seem silly to specify the expectations of a given professor, but doing so provides a structure within which an essay’s ideas can develop. For New 2 -. Common conceptions of seminar papers include those thought of 6+ Detailed Letter, as. - a nascent version of a future publication, complete with thorough knowledge of secondary criticism, footnotes, and bibliography; - a highly informed and Orientation For New Research Module 2 - detailed exploration of a single primary text; a glorified close reading; - an application of the skills and knowledge the seminar is intended to transmit, referring to Action Plan the texts, theories, or approaches covered during the semester; - a very specific type of Weekly Template, paper with a pre-defined structure or purpose (e.g., an application of a particular theory to Action Plan | Addressing a particular text); - an opportunity to pursue individual inquiries, however unrelated to the course’s topic. Each of these various conceptions entails necessary practical steps. 10+ Social | Science-Resume. If a professor expects mastery of a body of secondary criticism, for example, then it’s wise to survey that criticism and keep notes, perhaps even formalized annotations, on the materials you read. That way, when you sit down to write the essay, you have already established a critical context in which to begin your own inquiry. The funny thing about seminar papers is that although it’s easy to distinguish the different sorts and to Plan Letter approximate which sort a professor has in mind, a truly excellent seminar paper could fit into every sort. This over Orientation For New Research Module Ppt determined quality is what makes the seminar paper different from the other academic genres. The best seminar papers, in other words, manage to do whatever their reader expects them to Letter do, regardless of who that reader is or what s/he expects the paper to do.

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Maybe you’ve always wanted to read Burton’s The Anatomy of Melancholy and just couldn’t find the time. - develop an idea for a conference paper. This is an For New Research 2 - Ppt especially useful purpose if you’re confident in 6+ Detailed Action Plan Letter an idea but not confident enough to submit it for Clinical 2 - Ppt, publication. - think toward your master's thesis or dissertation. - start a relationship with a professor. Visiting office hours wouldn’t hurt either. - write a draft of your MA Thesis, an especially advisable purpose if you don’t feel confident about writing the entire Thesis in a single semester. Whatever you do in a seminar paper, it’s important to do something with it, to make it do something for you. Below is a series of practical tips for writing excellent seminar papers, even in 6+ Detailed Action Plan | Addressing difficult semesters. Start early: If you start your essay the week before it’s due, it will fulfill neither of Appointment Confirmation Form - Black Gould, its main functions.

Though you may be an Action | Addressing excellent writer of last-minute papers, you won’t be able to craft your inquiry to satisfy the professor’s requirements fully and completely, nor will the Weekly Budget, essay aid your overall progress. It will simply take up space on your hard drive. The best papers begin in | Addressing the first half of the Research Personnel, semester with questions and ideas. In-depth primary and Action Letter broad secondary reading progress together in House Documents In Pdf, the two months before the Action Plan | Addressing Letter, deadline, and outlining and drafting takes place over Structure | City Of Milpitas the last month of classes. Occasionally, professors will ask for paper presentations in the weeks before the deadline, still another reason to begin early. Set time goals: Accordingly, give yourself artificial deadlines. If you’re writing the paper in the Fall semester, it will be due around mid-December. You might spend October reading primary and secondary texts, November focusing your ideas and developing outlines and drafts, and December revising and finalizing. Don’t let the 6+ Detailed Action Plan Letter, professor be the first to read it: Graduate school is, if anything, a collaborative experience. Make a point to discuss paper ideas with your fellow seminarians. Trade drafts and outlines as you work on them, soliciting feedback from your peers before you seek it from the professor.

It makes little sense for the professor, the Resume Objective, person who will grade it, to be the first to see a paper. Have ONE idea with purpose: Many of us mistakenly try to | Addressing Letter take up too large a topic for Confirmation Form - Black Gould, a single 20-30 page essay. Doing so prevents the paper from demonstrating any real mastery and from contributing to scholarly impetus. Instead, take a single idea, one main question, and explore it extensively. Footnotes and bibliography: Even if a given professor doesn’t require footnotes or knowledge of secondary criticism, it’s still good practice to include it. Try to situate yourself in the current conversation over the texts that concern your paper. That way, when you do try to Plan | Addressing turn the essay into an article or chapter, that essential component will already be built in. Be honest: All but the Resume Objective, least rational professors understand the pressure each semester presents, and they recognize that you are teaching and writing two other papers at Plan Letter, the same time as you’re writing one for Of Milpitas, their course. Action Plan | Addressing. It’s safe to be honest about the Scope Appointment Gould, limits of your time. If, for 6+ Detailed Letter, example, you recognize while writing that you need to cover a certain text but don’t have time to do it well, include a footnote to Sample House Lease - 9+ Documents In Pdf, Word explain the situation, stressing what the section would do if you had time to do it.

Besides showing that you recognize what a complete argument looks like, you’ll also have a good place to start revision in the future. Reflect the 6+ Detailed Action Plan | Addressing Letter, learning of the course: Even if your essay diverges widely from the course’s topic, it should somehow gesture in that direction, perhaps in footnotes. Cite at least one theorist: Get over your rabid formalism (if you ever had any). You don’t have to become a hard theorist, nor do you have to sacrifice emphasis on the text, to write a theoretically informed essay. Citing a theorist or using theory to articulate a point can give your paper a sophistication it would probably otherwise lack. “A word may be a fine-sounding word, of an unusual length, and very imposing from its learning and novelty, and yet in Scope Appointment - Black the connection in which it is introduced may be quite pointless and irrelevant.

It is not pomp or pretension, but the adaptation of the expression to the idea, that clinches a writer's meaning.” William Hazlitt, “On Familiar Style” We almost always focus our writerly efforts on argument and method—and quite rightly, because content makes up the soul of academic life. But we often emphasize argument at the expense of clear, strong prose, mimetic as it can be, active and Action Plan Letter exact, self-conscious and purposeful. Poststructuralism correctly taught us not to rely on the relationship between words and things, yet that relationship is still the only means for signification (or significance). Put another way, the world may be an unclear, insoluble, contradictory place, yet writing needn’t simply surrender to unclarity. Clear writing, however ultimately unstable, indicates clear thought: only when you articulate ideas with precision have you mastered them. Dismayingly, many English graduate students simply don’t know how to write strong academic prose.

They often seem unaware that quality writing results more from discipline and continual revision than from preternatural ability. Far too many first drafts, far too little revision. Writing, like a muscle, strengthens with continual use, its sinews most solid when worked with purpose and action. You owe your ideas the service of your best writing, and those who will judge your work—professors, fellowship and award committees, journals, university presses, tenure review boards—will perceive your ideas through the medium of your style. Worker. To be sure, the ideas cannot exist but within the medium. Academic writing centers on action, on the assumption that things (whether texts, characters, forms, authors, readers, cultures) do or enact some function. Action Plan. Richard Lanham, author of Revising Prose (see below), encourages writers to 9 Bi Weekly Template ask “Who’s kicking who?” to specify what action the Plan | Addressing, elements of a given sentence perform. Lease Agreement - 9+ Documents In Pdf,. This action provides the | Addressing, backbone, the foundation, of a sentence or piece of prose.

For example, we might reword the Resume Organization, static sentence, “The seven books of the Harry Potter series have intriguing effects on readers emotionally” to specify the action taking place and, as a consequence, the subject and objective complement: “The Harry Potter books intrigue the reader’s emotions” or “The Harry Potter books affect readers emotionally.” What seemed like one idea in 6+ Detailed Action Letter the original sentence we reveal to contain two distinct ideas, and Sample In Pdf, Word the author can choose which action s/he was trying to convey. In this way and much more generally, academic writing revolves around verbs, and thus the choice of verb, the action around which the sentence (and the Action | Addressing, argument) builds, becomes the most important a writer makes. You should, as Hamlet rightly says, “suit the action to the word, the. Other stylistic habits—the good to be practiced, the bad to Weekly Template be shunned—appear below, adapted from a list titled “Suggestions for the Writing of Acceptable Essays,” given to this handbook’s authors by Professor John Rumrich: - Eliminate weak and extraneous words, such as very , quite , rather , total(ly) , somewhat , and the like. - Never use the Action | Addressing Letter, passive voice if you can avoid it.

- Avoid vague and wordy approaches to sentences, such as, o Another example of…is when… o It is important to note that… - Do not dangle modifiers; do not write such sentences as this one: “After presenting a scene of darkness, the boat sits quietly on the Thames.” - Do not stack up great bunches of prepositional phrases; avoid such sentences as this one: An explanation of the status of Of Sales, mankind with respect to the overall plan is followed by a consideration of the passions. - Do not use for Action Letter, , as , or since when you mean because . - Do not use the pronouns this , these , that , those , which , or it unless they have clear and Organizational Structure | City unmistakable antecedents. - However should not come at the first of a sentence; place it deeper in Action Plan Letter the sentence: e.g., The irony in Sample The Rape of the Lock , however, grows more complex than one might expect. - Semi-colons should be used in Action sentences composed of 10+ Social Worker Resume, two independent clauses that are not connected by and , or , for , nor , yet , but . - Typed dashes are made of two hyphens and no spaces: Shelley—or rather the speaker—begins the stanza with an imperative. - Avoid vague and static sentences built around the verb to be . Instead of “Hamlet is representative of a new kind of character,” write “Hamlet represents a new kind of character.” Below is a helpful excerpt from Gerald Graff’s “Scholars and Sound Bites: The Myth of 6+ Detailed Plan, Academic Difficulty.” PMLA 115: 5 (October 2000), 1050-1. Do's and Don'ts for academic writers. 1. Be dialogical. Begin your text by Sample House Lease Agreement Documents In Pdf, directly identifying the prior conversation or debate that you are entering.

What you are saying probably won't make sense unless readers know the conversation in 6+ Detailed Action Plan | Addressing Letter which you say it. 2. Make a claim, the sooner the Personnel, better, and flag it for the reader by 6+ Detailed Plan | Addressing Letter a phrase like “My claim here is that [. . .].” You don't have to use such a phrase, but if you can't do so you're in trouble. 3. Remind readers of your claim periodically, especially the more you complicate it. If you're writing about a disputed topic (and if you aren't, why write?), you'll also have to 10+ Social Worker Resume Sample | Science-Resume stop and tell readers what you are not saying, what you don't want to be taken as saying. Some of Action | Addressing, them will take you as saying that anyway, but you don't have to Sample House Agreement - 9+ Documents In Pdf, Word make it easy for them. 4. Summarize the objections that you anticipate can be made (or that have been made) against your claim. Remember that objectors, even when mean and nasty, are your friends--they help you clarify your claim, and they indicate why it is of interest to 6+ Detailed | Addressing Letter others besides yourself. If the objectors weren't out Sample Agreement Documents there, you wouldn't need to say what you are saying.

5. Say explicitly—or at 6+ Detailed Action Letter, least imply—why your ideas are important, what difference it makes to the world if you are right or wrong, and Module 2 - so forth. Imagine a reader over your shoulder who asks, “So what?” Or, “Who cares about any of this?” Again, you don't have to write in such questions, but if you were to write them in and couldn't answer them, you're in trouble. 6. (This one is already implicit in several of the above points.) Generate a metatext that stands apart from your main text and puts it in perspective. Any essay really consists of two texts, one in which you make your argument and a second in Action which you tell readers how (and how not) to read it. This second text is Budget Template, usually signaled by reflexive phrases like “I do not mean to suggest that [. . .],” “Here you will probably object that [. . .],” “To put the point another way [. ],” “But why am I so emphatic on this point?,” and “What I've been trying to say here, then, is 6+ Detailed Action | Addressing, [. . .].” When writing is Resume Sample | Science-Resume, unclear or lame (as beginning student writing often is), the reason usually has less to do with jargon or verbal obscurity than with the absence of | Addressing, such metacommentary, which may be needed to explain why it was necessary to Weekly write the essay. 7. Remember that readers can process only one claim at a time, so there's no use trying to squeeze in Action | Addressing secondary and Worker Resume Sample | Science-Resume tertiary claims that are better left for another book, essay, or paragraph or at 6+ Detailed Plan, least for another part of your book or essay, where they can be clearly marked off from Scope Of Sales Confirmation Gould, your main claim. Action Plan | Addressing Letter. If you're an academic, you are probably so eager to prove that you've left no thought unconsidered that you find it hard to resist the temptation to say everything at once, and For New Personnel Module consequently you say nothing that is 6+ Detailed Action Plan Letter, understood while producing horribly overloaded paragraphs and sentences like this sentence, monster-sized discursive footnotes, and readers who fling your text aside and turn on the TV. 8. Be bilingual. It is not necessary to avoid academese—you sometimes need the stuff.

But whenever you have to say something in academese, try to say it in the vernacular as well. You'll be surprised to find that when you restate an academic point in your nonacademic voice, the 9 Bi Template, point is enriched (or else you see how vacuous it is), and you're led to 6+ Detailed Action new perceptions. 9. Don't kid yourself. If you could not explain it to For New Personnel Module 2 - Ppt your parents or your most mediocre student, the chances are you don't understand it yourself. None of what I have said in this essay should be mistaken for the claim that all academic scholarship can or should be addressed to a nonacademic audience.

The ability to do advanced research and Letter the ability to explain that research to nonprofessional audiences do not always appear in the same person. To adapt a concept from the philosopher Hilary Putnam, there is Structure Of Milpitas, a linguistic division of labor in which the work of research and 6+ Detailed Action Plan | Addressing Letter that of popularization are divided among different people, as Friedrich Engels was rewrite man for Karl Marx. Yet even Marx's most difficult and uncompromising texts have their Engels moments—Engels could not have summarized Marx's doctrine if they did not. In short, it is Scope Of Sales Appointment Form, time to rethink the Plan | Addressing Letter, view that the 9 Bi Weekly Budget, university is not in the “gist business.” Many other books and aids have proven useful in 6+ Detailed | Addressing improving academic style. Below are just a few:

Griffith, Kelley. Writing Essays about Literature: A Guide and Style Sheet . Template. Boston: Thomson, 2006. Griffith’s study provides a nice introduction to writing on literary texts, though the 6+ Detailed, guide speaks primarily to undergraduates. Lanham, Richard. Revising Prose . New York: Longman, 2000.

Lanham’s book is a classic guide for making prose dynamic and clear. Research Personnel. The book centers on the “Paramedic Method,” a set of discrete steps for articulating ideas as clearly and actively as possible. 6+ Detailed Action | Addressing. The first two chapters, on “Action” and Structure “Shape,” apply directly to most graduate student writing. Williams, Joseph M. 6+ Detailed Plan | Addressing. Style: Ten Lessons in Clarity and Grace . New York: Longman, 2003. This guide offers a counterpoint of Confirmation - Black Gould, praxis to Lanham’s gnosis .