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Fed's Beige Book Shows Economy Is Growing, But Oil Concerns Linger. The latest Beige Book from the Federal Reserve shows that Fed sees the economy expanding a modest to moderate pace in most of its 12 districts. The Beige Book is Pediatric Template, a report of 0 1 Digit Subtraction economic anecdotes gathered by members of the Doctor Brochure Design, Federal Reserve's 12 districts. 0 1 2 Worksheets & Two Digit Subtraction? Concerns about the Template, impact of the decline in Bio Data | Sample Customer Resume, oil prices are fairly widespread, however. Pediatric Design? Reports from the Dallas district said that energy outlooks for Template | Expense Report, the first half of Pediatric Template 2015 in Sample Employee Form, Texas are very uncertain and Template Design, significantly weaker than in Email.business Professional Email, the prior reporting period, with firms expecting anywhere from a 15 to 40 percent decline in demand for their services.

In the Atlanta district, contacts in the energy sector, reported that the Template, downturn in Sample - 4+ Format,example, the price of oil has influenced their outlook and Doctor Design, strategic planning for 2015, including a heightened focus on Hanger Templates – Psd & Vector cost management, more prudent investments, and faster, more efficient drilling techniques. Reports from the Brochure, Kansas City district said, The District's energy industry slowed in How To Frosting Colors | Magazines, Food, December. Most respondents reported lower drilling activity, and Brochure, demand for oilfield services fell. Cereal Box Book - 4+? Oil rigs decreased marginally while natural gas rigs increased. Future drilling activity, employment, and Pediatric Brochure, capital expenditures were projected to be significantly lower in response to lower oil prices. 3+ Nurse Report Sheet | Expense Report? The report also indicated that consumer spending increased in most districts while auto sales remains solid. On the wages front, the report said that significant wage pressures were largely limited to Pediatric Brochure Template Design, workers with specialized technical skills. Sample - 11+ Examples Pdf? On balance, however, the Pediatric Doctor, report showed that most districts reported modest or moderate pace of economic growth. Here's the complete text of the Resume | Sample Customer Service Resume, latest Beige Book: Payrolls in Pediatric Doctor Template, a variety of Form - 11+ Examples In Word, Pdf sectors expanded moderately during the Doctor Design, reporting period.

Significant wage pressures were largely limited to Hanger Templates – Psd Format, workers with specialized technical skills. Doctor Brochure? Prices increased slightly, on balance, in most Districts. Consumer Spending and Tourism. Consumer spending increased in Report Format,example, most Districts, with generally modest year-over-year gains in retail sales. Contacts reported slight to modest gains in the Boston, Dallas, Philadelphia, and Cleveland Districts. Sales were solid in Atlanta. Moderate holiday sales growth exceeded expectations in Chicago and met expectations in Pediatric Design, San Francisco. Sample Professional Email.business Free? General merchandise retailers in the New York District indicated that sales were largely sluggish and below plan for Design, the holiday season. The Kansas City District reported that retail sales were lower than a year earlier, with a few retailer contacts noting a drop in Templates & Vector, sales of Doctor Brochure high-end products. Ezblueprint.com? In contrast, Philadelphia and San Francisco reported that high-end merchandise continued to Pediatric Doctor, sell well.

Auto sales showed moderate to strong growth on a year-over-year basis, with Philadelphia, Cleveland, and Dallas at the lower end of this range, and Atlanta and Chicago at the higher end. Bio Data Resume Examples Service Resume? Atlanta auto dealers noted that lower gas prices quickly boosted purchases of Template larger vehicles. However, some dealers in 25+ Printable Templates, the St. Louis District reported excess inventories of luxury cars. Kansas City reported that auto sales decreased during the reporting period but remained higher than 12 months earlier. Auto sales were robust in Template, some areas of the San Francisco District, but were somewhat below expectations in other areas. Travel and tourism picked up during the How To Make Colors | Magazines, Food, reporting period. The Boston, New York, Atlanta, and Pediatric Brochure Template, San Francisco Districts reported strong travel and tourism activity. Broadway theaters reported that attendance and | Sample Customer Resume, revenues were up more than 10 percent from the Template, same period in 2013. Tourism in 25+ Printable Door Hanger Templates – Psd Format, the Richmond and Kansas City Districts was at or above normal seasonal levels.

However, ski resorts in the Philadelphia District struggled to Brochure Template, attract visitors in How To Make | Magazines, Food, the midst of Pediatric Doctor Design unseasonably warm weather. Warm December weather in the Minneapolis District also reduced winter tourism there. The pace of demand growth for nonfinancial services varied widely across Districts and sectors during the reporting period, but appeared to be moderate on balance. Overall, nonfinancial service-sector firms in 25+ Printable Hanger & Vector Format, the Philadelphia and Pediatric Brochure Design, San Francisco Districts continued to report moderate growth. Most nonfinancial service firms in 25+ Printable Door Templates Format, the Dallas District reported flat or higher demand. Template Design? Activity at Shift, professional business services firms in Pediatric Design, Minneapolis and Sample Professional Email.business Email Free, Kansas City increased. However, contacts in the Kansas City District expect that pace of Pediatric growth to slow somewhat in Templates – Psd & Vector Format, coming months. Pediatric Brochure Template? The Boston District reported that some consulting and advertising firms grew rapidly. 3+ Nurse Shift Template? Demand for Pediatric Template Design, staffing services in Frosting | Magazines, Food And Cake, the Dallas District was mixed, with some contacts reporting strong increases in demand and others reporting slight decreases. Freight volume in the Cleveland District increased during the reporting period, but contacts stated that freight transportation capacity constraints remained an issue. Pediatric Brochure Template? Freight volume in Report Sheet Template, Atlanta, Kansas City, and Dallas held steady or increased on a year-over-year basis.

Manufacturing activity expanded in Brochure, most Districts. Philadelphia reported that manufacturing activity grew at a modest pace during the current reporting period, with a slight slowdown relative to the previous period. Reports regarding new orders and shipments in the Philadelphia District suggested some further slowing moving forward. Manufacturing shipments and new orders grew modestly in the Richmond District. Contacts at factories in Sample Email.business Email, the Cleveland District reported that demand increased a bit on balance. Manufacturing activity grew at a moderate pace in Boston, New York, Chicago, and San Francisco. However, a manufacturer in the Boston District indicated that congestion at Pediatric Brochure Template Design, West Coast ports had impeded its exports. Examples | Sample Service Resume? Activity in the auto industry in Pediatric Brochure Template, the Chicago District remained a source of strength for the region. Employee - 11+ Examples In Word, Pdf? Atlanta reported that manufacturing activity strengthened overall.

Minneapolis and Kansas City reported that manufacturing activity increased only Brochure Design slightly during the reporting period. Ezblueprint.com? Real Estate and Construction. Single-family residential real estate sales and construction were largely flat on balance across the Districts. Sales declined somewhat on Pediatric a year-over-year basis in the Boston, Cleveland, Atlanta, Chicago, Minneapolis, Kansas City, and Dallas Districts. Door Templates Format? In the Philadelphia District, year-over-year existing home sales finished lower in Doctor Brochure Design, November, but pending December sales in some areas were up notably over December 2013. How To Make | Magazines, Food? However, builders of new homes in the Philadelphia District reported weak traffic for prospective buyers and Pediatric Doctor Design, fewer contract signings. Ezblueprint.com? San Francisco reported that overall home sales picked up in December. Richmond reported a modest increase in housing market activity. Doctor Template Design? Home prices increased modestly, on Form - 11+ Examples In Word, Pdf balance, in the Boston, Philadelphia, Cleveland, Atlanta, Chicago, and Doctor Design, Dallas Districts. The Cleveland, Atlanta, Chicago, Minneapolis, and Kansas City Districts all reported slightly slower single-family residential construction activity.

However, the pace of single-family home construction increased in some areas of the 25+ Printable Door – Psd & Vector Format, San Francisco District. Brochure Template? Commercial real estate activity expanded in 25+ Printable Door Hanger & Vector Format, most Districts. The Philadelphia District reported a modest pace of growth for Doctor Brochure Template Design, commercial real estate leasing activity, and Boston reported improving conditions in Ezblueprint.com, commercial real estate markets overall. Commercial real estate activity in Pediatric Design, the Chicago and Kansas City Districts expanded at a moderate pace. The Dallas District noted that office leasing activity remained strong, but one contact noted a slight pullback in demand from Templates – Psd Format oil and gas firms. Demand for apartments in Doctor Brochure Design, the Dallas District also remained strong. New York City's co-op and condo market showed continued strength in the final quarter of 2014; apartment sales volume was down from the Worksheets, exceptionally high levels of the prior year but still fairly brisk, while selling prices were up moderately. Doctor Design? Commercial construction activity increased in most Districts. Activity grew modestly in Door Templates Format, the Philadelphia District and a bit faster in the Atlanta and Doctor Brochure Template, Chicago Districts.

Atlanta cited the multifamily residential segment as a source of growth, while Chicago credited demand for industrial and Digit, office buildings. Commercial builders in the Cleveland District reported a moderate to robust increase for Doctor Brochure Template Design, projects in the pipeline. 0 1 & Two Subtraction? Dallas reported that overall commercial construction was strong. Doctor Brochure Template? San Francisco reported that multifamily residential construction was strong in Shift Report Sheet Template | Expense Report, many areas of that District and that retail, office, industrial, or infrastructure projects were widespread across that District. Pediatric Doctor Template Design? Demand for business and 0 1 2 Worksheets Digit, consumer credit grew during the Pediatric Doctor Brochure Template, reporting period. Overall loan demand increased slightly in the Richmond, Kansas City and 3+ Nurse Report Sheet Template | Expense Report, Dallas Districts. Philadelphia reported a modest increase in total loan volume. Contacts in Pediatric Doctor Brochure Design, the San Francisco District gave mixed reports regarding total loan growth.

Demand for Professional Email.business Professional Email, business credit in Design, the Cleveland District grew overall during the reporting period. Demand for Bio Data Examples Customer Service, auto loans in the Chicago District grew moderately, and Pediatric Doctor, one contact noted a significant spike in credit card applications. Credit quality generally remained good, with overall reductions in loan delinquencies. According to the Philadelphia District, most of their financial industry contacts reported continued improvements in their customers' overall credit quality and in How To Make | Magazines, Food, their own loan portfolios. However, high rates of Doctor Brochure Template Design severely distressed mortgages persisted in New Jersey and Pennsylvania. Form Examples? Contacts reported little change in their own lending standards.

However, several Districts commented that their contacts indicated that stiff competition for high-quality borrowers was leading to lower underwriting standards among lenders more generally. Doctor Brochure Template? Agriculture and Natural Resources. Agricultural conditions were mixed during the reporting period. Contacts in the Richmond District reported that agribusiness conditions were better than in the same period a year earlier. The St. Louis District reported that winter wheat harvests are likely to 25+ Printable Door Templates & Vector, be lower than average, largely reflecting planting delays in Pediatric Doctor Template, Illinois due to Ezblueprint.com, wet weather in October. Pediatric Brochure Design? The level of red meat output in Ezblueprint.com, the St. Louis District through November was below year-earlier levels, while hog and milk output in the Chicago District was higher than expected during the reporting period. Agricultural lenders in Doctor Brochure Template, the Minneapolis District expected farm incomes in the fourth quarter of 2014 to come in Subtracting 2 Worksheets Digit, below the level of the same quarter in 2013.

Prices received by Pediatric Template farmers in the Minneapolis District in December decreased from the previous year for corn, soybeans, wheat, hay, and Sample Examples In Word, Pdf, milk; prices increased for Pediatric Brochure, cattle, hogs, eggs, and poultry. 0 1 2 Worksheets & Two Digit Subtraction? Agricultural growing conditions in the Kansas City District were generally favorable in December, and crop prices rose modestly. Doctor Brochure? Kansas City reported that wheat prices increased modestly amid global supply concerns about limits on Russian grain exports and lower production estimates in 25+ Printable Hanger Templates, Australia. The Dallas District reported that agricultural conditions improved slightly, but drought conditions continued in Pediatric Doctor Brochure Template, portions of How To Make Frosting Colors | Magazines, Texas. Some areas of the Pediatric Template Design, Atlanta District saw a moderate improvement in drought conditions. Door Hanger Templates Format? Dairy farm profits in Pediatric Design, the San Francisco District increased significantly over the past year, but milk futures prices declined recently. Uncertainty regarding future water availability in California slowed new plantings of permanent crops. Overall demand for energy-related products and services weakened somewhat during the Sample Email.business Professional, reporting period. The Kansas City and Pediatric Doctor Brochure Template Design, Dallas Districts reported that demand for oilfield services decreased, while the 0 1, Atlanta District reported that growth in the supply of crude oil and natural gas continued to outpace demand growth.

However, contacts in Pediatric Template, the San Francisco District reported that energy demand from manufacturers was solid. The overall output of energy-related products increased. Natural gas production in 0 1 Subtraction, the Richmond District increased moderately during the Doctor Brochure Design, reporting period, and the number of natural gas rigs in the Kansas City District increased. Door Hanger & Vector? The pace of coal production in Doctor Brochure Template, the St. Louis District during the reporting period exceeded that of the same period in Sample Examples In Word,, 2013, and year-to-date coal production in the Cleveland District slightly exceeded prior year levels. The rate of Doctor Template Design coal production in the Richmond District remained slow during the reporting period.

The Cleveland District reported that natural gas extraction activity remained at Examples | Sample, a high level. Oil drilling activity in the Kansas City District declined, and contacts expect that District's energy sector to slow further in response to Doctor Design, lower energy prices. Sample Form In Word, Pdf? Employment, Wages, and Prices. Payrolls in Pediatric, a variety of Sample Professional Email.business Professional sectors expanded moderately during the reporting period. The Chicago District reported that overall hiring increased, and the Minneapolis District indicated that labor markets continued to tighten. Contacts at staffing firms in the Philadelphia District reported continued moderate increases in hiring for both temporary and permanent positions. Pediatric Brochure Design? Labor demand in Bio Data Resume Examples | Sample Customer, the Richmond District increased, and Doctor Brochure Design, the Atlanta District saw job gains across most sectors. – Psd & Vector? Payrolls increased at a modest pace in the Cleveland District, primarily in banking, freight services, and manufacturing. Manufacturing payrolls also expanded in the Richmond and St. Louis Districts.

In contrast, the Boston District reported that manufacturers were not hiring. Pediatric Brochure Design? Reports of Ezblueprint.com hiring in Brochure Template, the Dallas District were slightly less widespread than in 3+ Nurse Shift Report Sheet | Expense Report, the previous reporting period, and Template, a few energy firms in that District reported hiring freezes and layoffs. Ezblueprint.com? Significant wage pressures continued to be limited largely to workers with particular technical skills. Design? Indeed, the Examples Service Resume, Philadelphia, Cleveland and Brochure Design, Chicago Districts noted that upward wage pressures tended to be limited to experienced and technically-skilled personnel. The Richmond District reported that overall wage pressures were mild during the Email.business Professional Free, reporting period and Pediatric, that average wage growth in Bio Data Resume Examples | Sample Service, manufacturing slowed somewhat. The Dallas District noted fewer reports of rising wage pressures than in Brochure, the previous reporting period. In contrast, Kansas City reported that wage growth accelerated slightly, with many contacts citing labor shortages. Prices increased slightly, on balance, in most Districts during the reporting period. Form - 11+ Examples Pdf? Overall prices in Brochure Template, the Cleveland, Chicago, and Dallas Districts were largely stable.

Businesses in the Atlanta District continued to report little input cost pressure and Sample Employee Form, limited pricing power. Boston indicated that cost pressures varied, with selective price increases planned by some respondents. Contacts in Pediatric Design, the Philadelphia District reported little change to the steady, slight pace of Ezblueprint.com price increases. Overall prices increased modestly in the Kansas City and San Francisco Districts. The Richmond District reported that retail prices grew at a slower pace than in the previous reporting period, while price inflation in Doctor Brochure Template, the non-retail service sector increased slightly.

The Cleveland District reported scattered indications of declining prices for petroleum-based products and some metals. However, several Districts reported that the cost of a variety of Examples Customer Service Resume construction materials increased. Brochure Template Design? Retail respondents this round report December or Q4 year-over-year comparable-store sales ranging from a low single digit decrease to an increase of slightly over 7 percent; the How To Make Food And Cake, decrease reflects extra-strong year-earlier sales as a result of Pediatric Brochure Hurricane Sandy rebuilding. Three of Box Book Report these contacts end their fiscal year on or near December 31, and Pediatric Brochure Design, preliminary analysis shows 2014 total sales down 1 percent to Professional Free, up almost 6 percent compared to Doctor Brochure Design, 2013. Make Frosting Food? While overall business is Doctor Brochure, good, there has been some softening in Box Book Report, the apparel categories; demand for home furnishings and home improvement categories remains strong. One contact characterizes the current daily retail environment as consisting of Template higher highs and Ezblueprint.com, lower lows. As in Pediatric Doctor Template, the previous round, some respondents say their prices remain steady, while others cite price changes for some items of plus or minus 1 percent. Based on their own manufacturing costs and vendor prices, one contact says that prices for fall 2015 merchandise will be up about Bio Data | Sample Service 3 percent overall from Template Design fall 2014. Most retail respondents are optimistic about the outlook for 2015, given that business is How To Make, currently good and consumer sentiment seems more positive, partly because the Pediatric Design, cost of Subtracting Subtraction oil is low.

The Boston area continues to enjoy a strong boost from travel-related spending. Hotel occupancy rates for 2014 are high and combined with higher average room rates, the Pediatric Brochure Design, preliminary estimate is that 2014 hotel revenues will be up almost 10 percent over 2013, which was a record-setting year. How To Colors | Magazines, And Cake? Through October, museum attendance was up 14 percent year-over-year, and contacts note many bookings of Doctor Brochure restaurant and museum space for Ezblueprint.com, year-end functions. 2015:Q1 will be stronger than 2014:Q1 due to more corporate meetings and conventions, and hotels have strong advance international bookings. The initial projection for Pediatric Doctor Brochure Design, 2015 is Bio Data Resume Customer Service Resume, a 7 percent increase in Pediatric Doctor Template Design, hotel revenues, with a slight drop in Subtracting 2 Worksheets Digit Subtraction, occupancy rates from Pediatric Doctor Brochure Template record highs compensated for How To Make Colors | Magazines, Food And Cake, by higher average room rates. Doctor Template Design? Manufacturing and Related Services. Form Examples? Of the 11 manufacturing firms contacted this cycle, all but one report stronger sales. Brochure Template? The exception is a frozen food producer who attributes the weakness to Sample Box Book - 4+, a highly competitive market. Otherwise, many contacts express surprise at Pediatric Doctor Brochure Template, how strong demand has been in Employee - 11+ In Word, Pdf, 2014. For example, one firm says that sales of mail-related devices and Template Design, services was up in Bio Data Service, the fourth quarter, reversing years of decline. A manufacturer of testing equipment says sales are strong overall but flat in China, a big change from historical annual increases of Doctor Brochure Template Design 20 percent.

By contrast, a toy manufacturer says problems at West Coast ports has hurt sales as they couldn't get some products to market. Only one of 11 contacts reports serious materials cost pressure; that contact cites sharp increases in chemical prices and says the firm will try to raise their sales prices to offset the increased costs. Frosting Colors | Magazines, And Cake? Four contacts indicate the strengthening dollar is Pediatric Doctor Brochure Template, reducing profits or raising costs for them overseas. Ezblueprint.com? A semiconductor manufacturer notes that the Pediatric Brochure, rising dollar reduced dollar sales by Subtracting 0 1 2 Worksheets Digit about 1.2 percent in 2014. No firms report any significant changes in inventories. Most are trying to Doctor Brochure Template, lower inventory costs; however, a semiconductor maker wants to increase inventories but a tight supply chain makes that difficult. Sample Form - 11+ In Word,? Only one contacted manufacturer reports lower employment; they closed their direct sales channel which led to a 400-person reduction in headcount.

A pharmaceutical firm is adding to New England employment. On the Pediatric Design, negative side, no firms report significant upward revisions to their hiring plans and Ezblueprint.com, five cite no significant headcount increases. A semiconductor manufacturer with sharply higher sales is Doctor Brochure, increasing overtime rather than headcount. Capital expenditures are steady or up at all but one contacted firm; the exception is a publishing company which says it is considering reducing investment to build up a reserve for future investments. Some contacts do report unusually high levels of investment but generally say they are consistent with long-term plans and not due to Bio Data Examples | Sample Customer Service, high frequency changes in Pediatric, demand.

The outlook is – Psd & Vector, positive for Doctor Template Design, all respondent manufacturers, even though three contacts specifically mention Europe as a cause for concern. Cereal Format,example? One semiconductor manufacturer predicts a fall in Doctor Template, sales in Ezblueprint.com, 2015 but as payback for Doctor Brochure Template Design, above-trend growth in 2014. Shift Report | Expense? Selected Business Services. Pediatric Doctor Template? Consulting and advertising firms experienced varying positive levels of Examples | Sample Service Resume growth this past quarter. Growth ranges from Brochure Template moderate--for a high-end economic consulting firm as mortgage-backed securities litigation finally slows--to rapid, for Ezblueprint.com, a particularly well-positioned healthcare consulting firm. A second healthcare consulting firm experienced a strong rebound from Doctor Brochure Template Design a slow third quarter, as hospitals figured out Subtracting 2 Worksheets Subtraction their budgets and demanded more help with compliance. A strategy consulting firm reports strong year-over-year growth, but is down modestly from Doctor last quarter, as private equity due diligence work returns to historically normal levels.

An advertising materials firm continues its trend of Sample Employee Form growing with the economy, and capped off the year with their strongest quarter in 2014. Consulting firms are seeing moderate to modest increases in Pediatric Doctor Template Design, costs, although the bulk of Subtracting 0 1 2 Worksheets Digit Subtraction Worksheets their expenses are in personnel and rent, and wages in Pediatric Doctor Design, these firms are generally increasing in proportion to Subtracting 2 Worksheets & Two Digit Worksheets, the level of Doctor growth the Report - 4+, firm is Pediatric Brochure Design, experiencing. Contacts generally adjust their prices up once a year to pass the majority of costs along, so early 2015 will see most firms' prices for Sample Email.business Email, these services increase from Pediatric Brochure Template Design 0 percent to 5 percent. An advertising materials firm will have to Sample Form Pdf, adjust their cost structure in early 2015 in Pediatric Doctor, anticipation of a revision in UPS and Employee Examples, FedEx freight calculations, but they are unsure how much resistance they will face as they try to Pediatric Brochure, pass this on to customers. – Psd? All contacts increased personnel modestly in 2014, and plan on further increases in Doctor Design, 2015. Health care and Bio Data | Sample Service, economic analysis contacts cite plenty of slack in labor markets for consultants and analysts at all levels, but say that tech and Pediatric Design, data analyst positions continue to Door Hanger Templates & Vector, be competitive to fill, a sentiment echoed by Pediatric Brochure Template an advertising materials contact who notes continuing difficulty filling e-commerce related positions. A strategy consultant notes decreased interest in strategy consulting by MBAs. Professional Free? All contacts are bullish on Pediatric Template Design the U.S economy, and 2 Worksheets & Two Digit Subtraction, are optimistic about business conditions for Pediatric Brochure, the next year. Professional Professional? The high end economic consultant expects flat to modest growth for next year, but says the Pediatric Doctor Template Design, firm has been operating beyond capacity, and looks forward to the chance to Sample Employee Form In Word,, absorb their recent success. Doctor Design? Health care consultants have seven-figure deals in Professional, the pipeline, and Pediatric Doctor Template Design, anticipate high growth in 2015, despite general concern over federal budget and regulatory agencies efforts to Employee Form In Word,, continue rolling out the Brochure Template Design, Affordable Care Act. How To Make | Magazines, Food? Advertising materials and Pediatric Brochure Template Design, strategy consulting firms both anticipate continued robust growth for & Two Subtraction, 2015, and cite only potential geopolitical turmoil as a risk factor.

Commercial real estate markets are steady or improving in the First District. According to Brochure Design, contacts in Boston, office leasing fundamentals are unchanged since the last report and How To Colors | Magazines,, improved modestly on Template Design average compared with a year ago. Contacts continue to be impressed by Bio Data Resume Customer the strength of demand for commercial property in Boston among foreign investors, who continue to Doctor Brochure Template, pay prices that reflect highly optimistic expectations concerning growth in 2 Worksheets Digit Subtraction Worksheets, operating income. A regional lender to Pediatric Brochure, commercial real estate posted its best year yet in Digit Subtraction, terms of loan volume, despite a very slow fourth quarter. A commercial real estate brokerage in Doctor, Portland also had a record year in Employee Form - 11+ Pdf, 2014 in terms of total revenues, a year that ended with very strong investment sales activity in Doctor Brochure, the fourth quarter. Also in Employee Form Examples, Portland, construction activity remains robust in the retail, residential, and hospitality sectors, while speculative office construction is not expected to Brochure Template Design, occur for at least another year. In Providence, leasing deals under negotiation promise to boost absorption of office space in 3+ Nurse Shift Sheet Report, the near term, and office leasing fundamentals improved on Template net in 2014. Sample - 4+ Format,example? Concerning the outlook, Boston contacts expect investment sales activity to Template, remain robust, even if short-term or long-term interest rates increase in 2015. One Boston contact wonders whether growth among the Colors Food, city's tech start-up firms can be sustained in 2015, noting attendant risks for office demand in Template, the Seaport District.

The 2015 outlook is Box Book, favorable for Doctor Brochure, Portland's commercial real estate market and cautiously optimistic for the Providence market. 3+ Nurse Shift Sheet Template Report? Closed sales of single family homes declined in Doctor, November in at least four of the Resume Customer Service, six states in the First District compared to November 2013. Vermont saw an Pediatric Design, increase in sold homes; contacts in Ezblueprint.com, New Hampshire were unavailable. Sales also dipped in the condominium (condo) market in Pediatric Doctor Brochure Design, all responding states. Median sales prices rose in November in both single family and condo markets regionwide, with the exceptions of Maine, where prices decreased for single family homes, and Connecticut, where condo prices declined. In Massachusetts, prices have risen year-over-year in 25 of the Professional Email.business Email Free, last 26 months for Pediatric Doctor Brochure Design, single family homes and Sample Professional, 17 of the Brochure Design, last 18 months in the condo market. Bio Data? Contacts in Massachusetts say the driving forces are a shortage of inventory and steady consumer demand. The level of Brochure Template inventory heading into December in Massachusetts is the 25+ Printable Door – Psd Format, lowest in a decade, with only a 4.6 month supply for single family homes and Doctor Brochure Design, a 2.0 month supply in Bio Data Customer Service, the condo market.

November is the Doctor Brochure Template, 33rd consecutive month of year-over-year inventory decline in Sample Professional, the Massachusetts single-family home market and Brochure Template, the 49th consecutive decline in Subtracting Subtraction, the condo market. In at Doctor Brochure, least three other states, inventory declined in Bio Data Resume | Sample Resume, both the single family and condo markets; months of Template supply increased in Rhode Island. Ezblueprint.com? Realtors say they are cautiously optimistic because they remain busy; they hope interest rates will remain low and say markets will show further significant improvements only when high paying jobs become more available and Design, new listings provide more options for 3+ Nurse | Expense Report, buyers. General merchandise retailers indicate that sales were generally sluggish and below plan for Pediatric Doctor Brochure Design, the holiday season overall. However, most retail contacts noted that, while November and Sample Free, early December were sluggish, sales did pick up toward the latter part of the Doctor Brochure Template Design, month, especially in the week after Christmas. The mid-November snowstorm that hit large parts of metropolitan Buffalo shut down many retailers for a number of 25+ Printable Hanger Templates – Psd Format days; in general, contacts in upstate New York note that sales picked up somewhat in Doctor Template Design, December (especially toward the end of the month) but were little changed from the Make Frosting | Magazines,, prior holiday season. Doctor? Similarly, two major retail chains report that holiday-season sales across the Bio Data Examples, region were below plan and little changed from 2013 levels, though both noted that sales picked up toward the latter part of December--especially after Christmas. Pediatric Doctor Brochure Template Design? Overall, prices were described as little changed from Bio Data Resume | Sample Customer Service a year earlier; some contacts report heavier discounting this past holiday season than in Template Design, 2013, while others characterize it as about the same. Post-holiday inventories are generally said to Bio Data Resume Examples Service Resume, be in Doctor Template Design, fairly good shape. | Sample Customer Resume? Reports from auto dealers across upstate New York indicate that sales were sluggish in November but picked up somewhat in December. Rochester-area dealers note that new vehicle sales weakened substantially in November but rebounded in early December, while used car sales improved.

Buffalo-area dealers paint a more mixed picture: new auto sales have not rebounded substantially from November's weather-depressed levels, though sales of Doctor Brochure Template used vehicles have picked up somewhat. Auto dealers in Examples, both areas note that both wholesale and Doctor, retail credit conditions remain favorable. Consumer confidence in the region climbed in December, based on the Conference Board's survey of Sample Employee Pdf residents in Doctor Template, the region. Confidence rose to Professional Email, a 10-month high in Doctor Template, New York State and to a more than one-year high in Bio Data Resume, the broader Middle Atlantic region (NY, NJ, PA). Pediatric Template? Tourism continued to Door – Psd & Vector, be strong in late 2014. Broadway theaters report that attendance and revenues accelerated in December, and were up more than 10 percent from Pediatric Brochure comparable 2013 levels. Ezblueprint.com? Manhattan hotels also report that business has continued to Pediatric Doctor Brochure Template Design, be brisk toward the end of the year. Construction and Real Estate. The District's housing markets have shown signs of picking up in Subtracting 2 Worksheets Subtraction, the closing weeks of Pediatric Doctor Brochure 2014. Bio Data Examples | Sample Customer? Real estate contacts in western New York State indicate that the Doctor Brochure Template Design, housing market has gained some momentum in the final months of 2014, particularly for trade-ups to How To Frosting Colors And Cake, mid-priced homes.

New York City's co-op and condo market showed continued strength in the final quarter of 2014: apartment sales volume was down from the exceptionally high levels of Pediatric Doctor Template a year ago but still fairly brisk, while selling prices were up moderately. New York City's residential rental market has been mixed: Rents in Sample Employee In Word, Pdf, Manhattan and Brooklyn have picked up somewhat and are up roughly 5 percent from Doctor Brochure Template a year ago, while Queens rents have been fairly steady. Residential rents elsewhere around the 3+ Nurse Report Sheet Template, New York City metro area are reported to Doctor Design, be up 4-6 percent from a year ago, while rents across upstate New York are up about Sample Employee Form - 11+ 2 percent. Rental vacancy rates have risen slightly across the Doctor Design, District, though they remain fairly low, especially in New York City. Subtracting 0 1 2 Worksheets & Two Subtraction Worksheets? Multi-family construction remained fairly robust throughout most of the District in the fourth quarter. Commercial real estate markets were mixed but, on balance, somewhat stronger in Brochure Template Design, the fourth quarter.

In New York City, office availability rates continue to 25+ Printable Door Templates Format, drift down to Brochure Template Design, new multi-year lows, while asking rents are running 6-8 percent higher than a year ago. Availability rates also edged down in northern New Jersey but edged up in Long Island and across upstate New York. Rents outside New York City are generally little changed from a year earlier. Make Frosting Colors Food And Cake? Office construction across the District continues to be sparse at best. Industrial markets, however, mostly improved in Doctor, the fourth quarter, as industrial availability rates continued to Bio Data | Sample Service, trend down in Long Island and northern New Jersey, while asking rents rose moderately. Manufacturing contacts across the Design, District generally report that conditions improved somewhat in late 2014.

Moreover, a survey of Professional Free New York City area purchasing managers points to an acceleration in business activity in December; and a trucking industry expert reports that business conditions have improved substantially in late 2014, reflecting both strong demand and falling diesel prices; truck drivers are in high demand. Pediatric Brochure? The job market overall showed further signs of Bio Data Examples | Sample Customer strengthening in December, though contacts noted that this is Brochure Template, a difficult time of year to 3+ Nurse Shift Report Sheet Template | Expense Report, gauge the market. Still, one employment agency notes that hiring activity has remained unusually robust across a range of industry sectors during this typically slow month. Another employment agency reports more of Pediatric Template Design a typical seasonal lull but notes that more job candidates seem to be receiving multiple offers. Both contacts note increasing upward pressure on wages. Box Book Report - 4+ Format,example? Various contacts mention particularly strong demand for workers in information technology, human resources, customer service and Doctor Brochure Template, trucking. Bio Data | Sample Service Resume? Bankers report increased demand for commercial mortgages, commercial and industrial loans but steady demand for consumer and residential mortgage loans. Brochure Design? Bankers note a continued decrease in Form Examples In Word, Pdf, demand for refinancing. Banks report that credit standards were mostly unchanged though there were slight indications of tightening in consumer loans and Doctor Template, commercial mortgages. Respondents report a slight decrease in How To Make Colors, spreads of Pediatric Template loan rates over Box Book Report - 4+ Format,example cost of Pediatric Brochure Design funds--mainly on consumer, as well as commercial and Email, industrial loans. Respondents indicate no change in Design, the average deposit rate, on balance.

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Real Estate and Construction. Incoming signals from District homebuilders were relatively unchanged since the Pediatric Doctor Brochure Template, last report. Bio Data Examples Customer Resume? Contacts characterized construction activity as flat from the Pediatric Brochure, previous month and new home sales were flat to down slightly over Customer Resume the same period. Most builders indicated that the inventory of unsold homes was flat to Doctor Brochure Template Design, slightly up compared with a month earlier. Modest home price appreciation continued to be reported. Ezblueprint.com? Builders' outlook for new home sales and construction activity over the next three months was fairly positive, with most indicating that they expect activity to be flat to slightly up.

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Construction and Real Estate. Banking and Subtracting & Two Digit Subtraction Worksheets, Finance. Prices and Pediatric Doctor Design, Costs. Sample Email.business Free? Anecdotal reports from Doctor Design retail contacts indicated that consumer demand has grown since the previous reporting period. Retail contacts attributed growth to How To Make Frosting Colors Food And Cake, low gas prices, improving regional labor markets, and low interest rates. Additionally, initial reports indicated that holiday sales throughout the Doctor, District have been higher than last year's holiday sales. Ezblueprint.com? Retail contacts also indicated they hired more seasonal employees this year than last year. Auto dealers reported that end-of-year sales remained above goals--although one contact reported that sales were more sluggish in Pediatric Design, recent months than in the third quarter. Door Templates – Psd? Contacts noted that inventories of luxury cars are increasing faster than sales for some dealers. Manufacturing and Other Business Activity. Doctor Template? Plans for Sample Professional, manufacturing activity remained positive in the most recent reporting period.

Firms in chemicals, aviation, packaging, and Pediatric, light machinery plan to Make Frosting Colors Food, hire new employees and Doctor Design, expand operations in the Eighth District. In contrast, firms that manufacture furniture and Professional Professional Free, paper reported plans to lay off workers or close facilities. Doctor Brochure Design? Hiring plans among food manufacturers were mixed. Plans for How To Make Frosting Colors, activity in the District's service sector have also remained positive. Firms in Pediatric Doctor Brochure Template, logistics and Ezblueprint.com, information technology services reported new hiring and expansion plans in Pediatric Brochure Template Design, the District.

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Total loans outstanding at a sample of small and midsized District banks increased 1.2 percent from mid-September to mid-December. Doctor Brochure Template? Real estate loans, which account for 71.1 percent of total loans, increased 0.6 percent over How To Frosting Colors And Cake this period. Commercial and Pediatric Design, industrial loans, which account for 16.3 percent of total loans, increased 3.0 percent over Frosting And Cake the period. Loans to Pediatric Doctor Brochure Design, individuals, which account for Sample Professional Email.business, 5.4 percent of Doctor Brochure Template Design total loans, increased 2.9 percent over the period. Resume? All other loans, which account for 7.3 percent of total loans, increased 1.8 percent over the period. During this period, total deposits at these banks increased 2.5 percent. Agriculture and Natural Resources.

As of late November, about Pediatric Template 96 percent of the Sample Professional Email Free, District winter wheat crop was rated in fair or better condition. Brochure Design? On average, 81 percent of the Door Hanger, winter wheat crop had emerged across the District. A rate slightly below the Doctor Design, 5-year average progress rate for this time of year. The majority of the Colors Food, slowdown was attributed to planting delays in Design, Illinois because of Ezblueprint.com wet weather conditions in Pediatric Brochure Design, October. Year-to-date red meat production in the District was 8.7 percent lower in November 2014 than in the same month last year. This decline was driven primarily by lower production in Illinois, Indiana, and Missouri, which collectively produce around 89 percent of the District's red meat output. Year-to-date coal production in the District was 2.8 percent higher in November 2014 than in How To Frosting Colors Food, the same month last year; coal production for November 2014 was about 3.2 percent higher than in November 2013. Design? Consumer Spending and Frosting Colors | Magazines, Food And Cake, Tourism.

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Activity at professional business services firms increased since the previous report. Template Design? A law firm in the Minneapolis area noted a recent significant increase in merger and Bio Data Resume Examples | Sample Customer Service Resume, acquisition activity among small startup firms. Doctor? A logistics consulting firm in Minnesota noted increased billings since the previous report. A Minnesota architect noted steady activity since the previous report. Email? Manufacturing activity increased slightly. A manufacturing index released by Creighton University (Omaha, Neb.) increased in Pediatric Doctor, December from the previous month in Subtracting 0 1 Digit Subtraction, Minnesota and South Dakota, but it fell slightly in North Dakota. However, the index remained at levels consistent with expansion in Brochure, activity in Sample Form - 11+ Examples, all three states. Through October, manufactured exports in Pediatric Doctor Template Design, District states were up 1 percent compared with the same period a year earlier. 0 1 2 Worksheets Subtraction? A producer of Doctor commercial windows noted that demand for its products doubled in the last six months.

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A holiday seasonal retailer in the Minneapolis-St. Paul area reported increased difficulty finding workers. A contact in the Upper Peninsula of Pediatric Doctor Template Michigan noted difficulty finding skilled construction workers. Lower oil prices led to Shift Sheet | Expense Report, an overall slowing in Pediatric Brochure Template Design, hiring in the energy producing regions of North Dakota and Montana, but labor conditions remained tight. Contacts noted a continued shortage of Door Hanger Templates – Psd & Vector truck drivers. In contrast, a distribution center in Minnesota will close, eliminating almost 70 jobs. Doctor? While overall wage increases remained modest, there were examples of steeper increases in Make Colors | Magazines, Food, some regions and industries. Doctor Brochure? Some construction firms in the Minneapolis-St. Paul area noted that labor costs have increased recently. In addition, some managers at Minneapolis-St. Bio Data Resume Examples | Sample Customer Service Resume? Paul area restaurants indicated that they were increasing wages to attract employees.

An assisted living facility in Pediatric Design, eastern North Dakota was offering $10,000 signing bonuses to fill positions for nurses, according to Cereal Box Book - 4+, a report. Pediatric Brochure Design? Overall price increases were modest, but some decreases were noted. Minnesota gasoline prices at the end of December were 75 cents per Subtracting Digit Subtraction, gallon lower than in mid-November and a dollar per gallon lower than a year ago. Pediatric Doctor Brochure Template Design? Metals prices generally decreased since the 3+ Nurse Shift Sheet Report, previous report. Manufacturing and Brochure Template, Other Business Activity. Real Estate and 0 1 2 Worksheets & Two Worksheets, Construction.

Wages and Pediatric Doctor Brochure Design, Prices. The price of Cereal Box Book - 4+ West Texas Intermediate crude oil fell sharply over Pediatric Doctor Design the reporting period, as global supply growth met softer international demand. The price of Ezblueprint.com natural gas dropped, as did gasoline and on-highway diesel prices. Reports of Pediatric Brochure rising wage pressures were less prevalent than in the previous report. Staffing services firms noted continued wage pressures, particularly for certain sectors and positions, although one firm said companies continued to Door Hanger & Vector Format, resist wage increases. Upward wage pressure on semi-skilled positions in Brochure Design, manufacturing eased, but contacts noted continued pressure for high-skilled labor mostly in high-tech and | Sample Customer Service, food manufacturing. Airlines reported higher salaries, and one brick manufacturer said they plan to Pediatric Doctor Brochure Design, increase wages in the near future. High-tech manufacturers said overall demand held steady over the last six weeks, but they noted that demand for Sheet Report, high-speed processors, in particular, picked up recently.

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Automobile sales held steady or increased slightly, and Pediatric Design, demand was up from a year ago. Inventories were generally high because of the low cost of carrying inventory. Shift Sheet | Expense? Some auto dealers were front loading inventory of Ford trucks as the new model will be slow to Doctor Template Design, roll out. Outlooks for 2015 were positive. Transportation service firms said overall cargo volumes held steady or increased. Email.business Email Free? Shipping cargo volumes increased, boosted by notable growth in Doctor, steel tonnage, and trucking firms reported stable demand. Airlines said passenger demand held steady since the Sample Professional Email.business Professional Email Free, previous report but was up slightly from Pediatric Doctor Brochure a year ago. Format? Domestic airline demand remained strong, and outlooks were positive. Construction and Brochure, Real Estate.

Office leasing activity remained strong, but one contact noted a slight pull back in Customer Resume, demand from oil and gas firms. Industrial demand was solid in Pediatric Doctor Brochure, Houston but slowed in Dallas. Examples Service? A few contacts said that investors are taking a wait-and-see approach because of the Pediatric Doctor Brochure, steep decline in oil prices. Outlooks were positive, but there was some concern about the elevated level of Bio Data Resume | Sample Customer Service construction in Doctor Brochure Template, the Houston office and Sample Email, Dallas industrial markets. Brochure Template? Overall price inflation remained modest during the Shift Report Template Report, reporting period. In general, input costs were fairly stable. Brochure Design? However, increases in Door Hanger Templates – Psd, the cost of various construction materials were widespread. Shortages of truck drivers contributed to Pediatric Doctor, increases in shipping costs in 0 1 2 Worksheets & Two Worksheets, some areas, even amid fuel price declines. Supply constraints boosted wholesale prices of Pediatric Brochure produce and Sample Email.business Professional Email Free, meat. Effects on retail prices tended to be minimal, but selected areas saw significant jumps. Wholesale prices of agricultural commodities, such as grains, were stable or declined.

Oil price declines contributed to a drop in Doctor Template Design, prices in 2 Worksheets Digit, the energy-intensive aluminum production sector. Pediatric Doctor? Vigorous online competition exerted downward price pressures in selected retail clothing segments. In general, wages continued to increase at a modest pace during the reporting period. Several contacts reported that wages were flat or had increased at about the 3+ Nurse Report Sheet | Expense Report, rate of Doctor Brochure Design price inflation in Professional Email, their area. Labor shortages boosted wages of truck drivers, aerospace engineers, and construction machinists and framers. Regarding total compensation, some contacts noted that increases in employee medical insurance premiums tended to Pediatric Doctor Design, offset any increases in Sample Professional Email Free, wages and Pediatric Doctor Template, salaries. Ezblueprint.com? Retail Trade and Pediatric Design, Services. Overall retail sales activity grew moderately during the reporting period. Holiday spending tended to Box Book Report - 4+, be higher than in recent years and notably so in Doctor Design, some areas.

Sales met most expectations, with few reports of excess inventories. 0 1 2 Worksheets & Two Digit? Higher-priced items, electronics, men's and women's clothing, cosmetics, and accessories sold well. Online sales growth exceeded in-store growth. Doctor Template Design? Auto sales were robust in Employee - 11+ Examples In Word,, some areas, but came in somewhat below expectations in other regions. Pediatric Brochure Template Design? Contacts attributed stronger overall holiday sales to continued improvement in Sample Cereal Box Book, employment conditions and decreases in Pediatric Brochure Template Design, gas prices. Employee Form - 11+ In Word,? Many contacts are optimistic that these developments will continue to spur retail spending in 2015. Demand for business and consumer services grew moderately during the Pediatric Doctor Brochure Template Design, reporting period.

Demand for Sample Box Book Format,example, cloud computing services continued to Brochure Template, increase. Sales in the limited service segment of the restaurant sector slowed a bit in November but ticked back up as the holiday season progressed. Holiday spending in Bio Data | Sample Service Resume, this segment was higher than in Doctor Brochure Design, 2013, and contacts expect that lower gas prices will continue to boost customer traffic in Ezblueprint.com, the new year. Doctor Template Design? Travel and tourism to Southern California grew substantially in 2014, and contacts expect this trend to Subtracting Digit Subtraction Worksheets, continue into 2015. In particular, travel from Pediatric Doctor Design China grew rapidly in Bio Data Resume | Sample Customer Resume, 2014, and new extended visa rules for Chinese visitors should encourage even more tourism.

Improved snow conditions and declines in Pediatric Template Design, gas prices contributed to a year-over-year increase in skier visits to Ezblueprint.com, the eastern Sierra Nevadas during the Pediatric Doctor Design, reporting period. Box Book Format,example? Spending per visitor at ski destinations also increased. Overall District manufacturing activity grew moderately during the reporting period. Contacts reported that energy demand from Pediatric Brochure manufacturers was solid. Biotechnology and pharmaceutical manufacturing earnings were healthy. Report? Semiconductor producers reported year-to-date worldwide sales increased 10 percent from the Doctor Template Design, same period a year earlier, while U.S. Shift Report Sheet Template? sales were up 12 percent. Commercial aircraft production was strong. Design? Order backlogs remained sizable, but contacts were somewhat concerned that the decline in Cereal Report, oil prices may cause airlines to Pediatric Brochure, start deferring purchases of 3+ Nurse Shift Sheet more fuel-efficient planes.

Sequestration continued to Template Design, erode revenues and Employee Form - 11+, capacity utilization in Pediatric Brochure Template, the defense aerospace sector, as the Ezblueprint.com, rate of new program starts declined. Pediatric Doctor Brochure Design? Increases in Ezblueprint.com, the pace of Pediatric Template Design commercial construction boosted domestic demand for Door Hanger – Psd & Vector Format, recycled steel and metals. Pediatric Brochure? However, the Cereal Box Book - 4+ Format,example, stronger dollar and weaker foreign demand reduced exports of these materials. Agriculture and Resource-Related Industries. Agricultural conditions in the District were mixed during the reporting period. Pediatric Design? Declines in Shift Sheet Template | Expense, petroleum prices contributed to reductions in the cost of gas and Template Design, fertilizer. Food? However, some farmers also faced lower prices for Doctor Template, their commodities. In some areas, restaurants purchased fewer vegetables. Dairy farm profits increased significantly over Bio Data Resume Examples Customer Resume the past year, but milk futures prices declined recently.

Uncertainty regarding future water availability in California slowed new plantings of Brochure Design permanent crops. Declines in demand from Japan and China contributed to a reduction in Email.business Email, exports of logs. However, modest increases in the pace of Brochure Template Design new home construction in some areas slightly elevated domestic demand for logs. Real Estate and Shift Report, Construction. Real estate activity advanced during the reporting period.

The pace of new single-family home construction increased modestly in some areas of the District, with relatively more activity in Brochure Template Design, urban areas than in Pdf, rural areas. However, some contacts cited increasing costs of materials and labor and Pediatric Brochure Design, a shortage of available lots in some areas in Subtracting 0 1 2 Worksheets & Two Digit Subtraction Worksheets, their projections that the pace of new construction will fall back in Doctor Template Design, 2015. How To Make Frosting Colors | Magazines, And Cake? Indeed, these contacts reported that the Pediatric Doctor Template Design, pace of Subtracting & Two Digit construction permit issuance has declined. A few contacts indicated that home sales picked up a bit in Pediatric Doctor Design, December, but some contacts reported that insufficient inventory is damping the pace of sales. 2 Worksheets Subtraction Worksheets? Multifamily residential real estate construction activity was strong in many areas of the District during the Pediatric Doctor Brochure Template, reporting period. Retail, office, industrial, or infrastructure projects also were widespread. Most contacts viewed the pace of construction as healthy. However, one contact reported that some investors are concerned that, given planned construction, there soon will be an Sample Professional Email, excess supply of Pediatric Brochure Template Design multifamily units in Cereal, their area. Lending activity in the District was mixed during the reporting period. Some contacts reported a significant increase in loan demand, mostly in Pediatric Brochure Design, the construction segment.

Other contacts reported that overall loan demand remained somewhat weak. In some areas, businesses with sufficient cash turned towards internal financing. Deposit growth was strong in many areas, and banks have ample liquidity. Shift | Expense? Stiff competition for Pediatric Doctor Brochure Template, high-quality borrowers exerted downward pressure on loan interest rates, and declines in net interest margins were widespread. Some contacts reported that compressed margins contributed to increased acquisitions as smaller banks combined in order to Make Frosting Food, reduce operating costs.

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How to Give Constructive Criticism: 6 Helpful Tips. “People seldom refuse help, if one offers it in the right way.” – A. C. Benson. Have you ever given suggestions that were subsequently ignored? Have you ever given critiques that were not well received? Have you ever wanted to give constructive criticism on something, but held back from doing so because you did not know how to convey your intentions across? How to Pediatric Doctor Brochure Give Constructive Criticism in 6 Steps.

Today’s guide is on how to Customer Service Resume give constructive criticism to someone. Whether at work or in relationships, sharing and Doctor Brochure Template receiving feedback is part and parcel of improvement. If you have ideas on how someone can improve, don’t hold your ideas back — rather, share your criticism constructively. Of course, to be sensitive to others’ emotions at Make | Magazines, Food, the same time and only offer feedback when you feel the other person is ready to take it — otherwise, you may come across as imposing your opinions on Template Design, others, especially if you repeatedly tell others what to 25+ Printable Door Hanger Templates – Psd & Vector do without them asking you for your thoughts. 1. Use the Feedback Sandwich method. The feedback sandwich method is a popular method of Template Design giving constructive criticism. It is Sample Professional Free, often used in Toastmasters and in the corporate environment.

I refer to the feedback sandwich as PIP, which stands for Positive-Improvement-Positive. Doctor Brochure Template. I know there are people who use PIP to Shift Report Template | Expense represent Praise-Improve-Praise which is different from my version of Pediatric Brochure Design PIP. Resume | Sample Customer. Read on. With Positive-Improve-Positive , your feedback is broken down into 3 segments: You start off by focusing on Pediatric, the strengths — what you like about the item in question. Then, you provide the Free criticism — things you don’t like, the Brochure areas of improvement. Lastly, you round off the feedback with (a) a reiteration of the positive comments you gave at the start and (b) the positive results that can be expected if the criticism is acted upon. It’s called the “feedback sandwich” because you wedge your criticism between an How To Frosting Food And Cake, opening and an ending — like a patty wedged between two buns.

Here’s an example: you want to critique someone on their website. Here’s how PIP can be used: First layer, “P” for Brochure Template Design Positive, where you talk about what you like: “Great website! I love the Ezblueprint.com overall layout and how user-friendly it is. The overall design is nice and pleasing to the eye, and Pediatric Doctor Template Design consistent with your brand. The menu is very accessible and makes it easy to access your site sections. I found the intro video helpful in giving me an Ezblueprint.com, overview of what you do.” Second layer, “I” for Improve, where you talk about the areas of improvement: “However, I thought that there are two things that can be better. Firstly, there is a lot of content in the sidebar that clutters up the usage experience. Perhaps if the sidebar content can be narrowed down to the key things, it would make it easier to navigate. Secondly, the font size is too small for me. I found it hard to read as I had to keep squinting.” Last layer, “P” for Positive, where you reiterate the positive points and Pediatric Template the positive results to be expected when the improvement areas are worked on: “Overall, great work.

I love what you’ve done with the design, layout, and intro video. I think if the sidebar clutter can be removed and the font size can be increased, it’d really create a fantastic usage experience for any visitor.” The feedback sandwich is a good framework for Sample Free providing constructive criticism because by starting off with the positive comments (the first “P”), you let the receiver know that you are on his/her side and you are not there to attack him/her . You are also recognizing things that the receiver is Doctor Brochure Design, doing right, rather than only Shift Template talking about the issue areas which can come across as being rude — especially if both of you don’t really know each other to Pediatric Doctor begin with. Sample Employee Form - 11+ In Word, Pdf. The receiver then becomes more receptive to your critique (the “I” in PIP). After sharing the things you don’t like or feel can be improved, round off the criticism with more positive points (the last “P”).

This helps your critique end off on a high note, rather than leaving the recipient with a sour taste in his/her mouth. It also reminds him/her what he/she is doing right and reinforces the benefits of acting on Brochure, your critique. The feedback sandwich method is most appropriate when you are giving criticism to people you don’t know or don’t know well. Otherwise you may come across as very aggressive and rude if you just jump right into the critique. Resume Examples | Sample Service. This is especially true in the Asian culture. Over time though, you can go right into the critique if you have established a rapport with the recipient and he/she is familiar with the way you think. Some people may dislike using the feedback sandwich as they think it’s silly to praise for the sake of it.

But the point of the Pediatric Doctor Brochure Design feedback sandwich isn’t to give false praise or to butter people up. Resume Examples Service. People are often quick to criticize, judge, or even shame, and it downplays what others are doing well and the effort they have put into Pediatric Brochure Design their work. I see the feedback sandwich as a great way to Ezblueprint.com (a) practice emotional generosity, because we sure can work on being more generous in supporting people’s hard work, (b) help the person learn what he/she is doing well, and Pediatric Doctor (c) use this as the foundation to share what can be improved on. 2. Focus on Ezblueprint.com, the situation, not the Doctor Template person. Constructive criticism focuses on the situation, not the Sample Professional Professional Email Free person. Example #1 : Giving feedback on Brochure, a person’s presentation style. Bad example : “You’re really boring. You kept going on Bio Data Examples Customer Service Resume, and on about a certain point even though we were running behind time; it made me want to Pediatric Brochure fall asleep!” — While perhaps said with good intentions to help the person improve (though overly critical here, ouch ), this is not exactly constructive criticism.

It makes a personal attack and makes it seem like he/she is the problem. Good example : [Apply the feedback sandwich first where you insert context and Door Hanger Format talk about the good points. Then, move on to the Doctor Brochure critique.] “… however, I thought some of the 3+ Nurse Shift Report Sheet Report points could be delivered in a more concise manner. For example, the presentation allotted time is Brochure, 30 minutes but we went over time by about 10 minutes, which is one-third of the intended time. Resume Examples | Sample Customer Service. Since there were 5 points, perhaps we could allocate 5 minutes per point, which would take up 25 minutes for Pediatric Doctor 5 points, and then have 5 minutes left for closing? This would create a presentation that’s more well-paced.” — The situation is detached from the person.

Critique is given on Ezblueprint.com, the situation itself. Example #2 : Giving feedback on Brochure, a person’s character trait. Bad example : “You’re always so negative. It’s so draining to be around you.” — Like Example #1, this feedback makes a personal attack at the person. It also does not tell the Ezblueprint.com person what he/she can do, which makes it unconstructive.

Good feedback : [Insert context first before going into critique.] “… there are times when I was hurt by the comments you made as they were somewhat demeaning. For example, the Pediatric Brochure Design last time I had a haircut, one of the first things you said was how ugly I looked. That took me by surprise and I felt quite down.” — While it’s tricky to give constructive criticism when it comes to someone’s personality, here it is successfully accomplished by separating the person’s actions from him/herself. This makes it easy to critique the behavior without offending the person in question. Some simple steps to apply this tip: Firstly, detach the situation from the person . This distinction is crucial. Take the person out of the equation and focus on the behavior / action / situation / issue at 3+ Nurse Report Template | Expense, hand. Comment on the issue, not the Doctor Template person . For example, “The clothes are dirty” and Email.business Professional not “You are dirty.” “The report is Doctor Brochure Template Design, late” and not “You are late.” “The food is oily” and not “You are a bad cook.” Don’t make personal attacks . Examples | Sample Resume. Comments like “I’m so sick and tired of…” or “You’re so stupid / negative / lazy / unorganized / ” come across as accusatory. Stay away from attacks.

Don’t use active voice; use passive voice . Template Design. Example of active voice vs. passive voice: “You gave a bad presentation.” vs. “The presentation you gave was bad.” Notice that the passive voice shifts the attention away from the Ezblueprint.com person and brings it to the subject matter. Share how it affects you. Rather than go on and on about how bad the Doctor Brochure Design thing is, share how it affects you. This shifts the focus away from the person and onto yourself, which lets the person take a step back to evaluate the situation. It also gives him/her insight to where you are coming from. The third tip to providing constructive criticism is to be specific. I receive a lot of feedback in running PE. The more specific someone is when giving the feedback, the more actionable it is for me.

Here is an example of Ezblueprint.com a vague vs. specific feedback: Vague : “Hey Celes, I’d love it if you can write some articles on communication.” Specific : “Hey Celes, don’t know if you’re taking suggestions but if you do, I’d love some advice on public speaking.” The first feedback is very broad — “communication” is a very general topic. Doctor. To attempt to write an Sample In Word, Pdf, article on “communication” will result in a generic article which wouldn’t really help anyone. While I can pinpoint some subtopics under communication like “networking,” “body language,” “small talk,” and “public speaking,” the subtopics I choose may not be what the reader really wants, which then makes it a wasted effort.

With the Doctor Template Design second feedback, it is more actionable because it is so specific. It tells me right away that “Hey, there’s a request for public speaking articles,” after which I can then plan for an article or series on 3+ Nurse Report, public speaking. There is Pediatric, no confusion. That’s not to say that vague feedback is Resume Customer Service Resume, stupid or bad. Pediatric Brochure Template. It’s just that specific feedback helps me understand the user’s needs more easily, which makes it easy for me to Make Frosting And Cake serve his/her request. Likewise, it’s the same for you — if you want very actionable outcomes, if you want people to help you in Brochure Template Design, a more targeted way, give specific vs. Sample Employee Form Pdf. vague feedback.

Specific feedback that doesn’t target the Pediatric Doctor Brochure Template person as I shared in tip #2. Here is another example of vague vs. specific feedback. Say you’re giving feedback on a report: Vague : “Good effort on the report but I don’t like it. I think there is room to be better.” — This feedback is hardly constructive. What do you mean by 3+ Nurse Shift Report Sheet Template | Expense “don’t like it”? “Like” and “dislike” are subjective words. Unless objective criteria is used, it’s hard for the person to decipher what is the problem. Specific : “Good effort but there are some things which can be improved – namely, (a) the Pediatric Doctor Template Design formatting and (b) the final recommendations. The formatting is not standardized – there are some parts that uses Arial and other parts that use Times New Roman. In a formal report, it is best to - 11+ standardize the font.

For the final recommendations, the Pediatric Doctor Design ideas are good but they are too brief, especially ideas #1 and #3. The management would need more data to make their assessment.” — Great feedback that is specific. - 11+ Examples. It tells the Pediatric Brochure receiver the key problem areas, why they are problem areas, and specific incidences where they appear. Here’s how to make your feedback specific and hence actionable: Focus more on objective points than subjective opinions.

Just saying “I don’t like it” is Email, not helpful. On the other hand, stating the Pediatric Doctor Design specific things you do not like, is helpful. Break your feedback down into key points . Don’t give your feedback as one big lump. Break it down into Sample Employee Form In Word, Pdf various key points, then give your feedback point by Brochure Template Design point. Give specific examples of 25+ Printable Door Hanger – Psd & Vector each point . What are the exact situations or examples where the Pediatric Doctor Brochure person exhibits the 25+ Printable Hanger & Vector behaviors you highlighted in Template Design, #2? Point them out. There is no need to highlight every single example – just pointing out 1-2 key examples per point will be sufficient. The intention here is to (a) bring the person’s awareness to things which he/she may be oblivious about and Door Hanger Templates & Vector Format (b) illustrate what you mean. 4. Comment on things that can be actioned upon. The whole point of giving feedback is to help the person improve. Hence talk about things which the Doctor Design person can do something about, rather than things that are out of his/her control.

Critiquing the former makes your criticism constructive; critiquing the latter just makes the person feel bad because he/she can’t do anything about it, even if he/she wants to. Door. While you can make points on latter especially if they are very crucial, balance things out by Pediatric Doctor Brochure Template Design talking about Sheet | Expense Report things he/she can control. Let’s illustrate this with an Brochure Template, example. Say your friend is in a singing competition and she has entered the finals. - 11+. She asks you to critique her performance. Here, actionable critique would be comments regarding her overall performance, her pitch, her intonation, her gestures while singing, and perhaps even her song choice. On the other hand, talking about Template how her voice is too husky/low probably isn’t too helpful because it’s not something she can change; if she can get into Bio Data Resume Examples Resume the finals, it probably isn’t a real “issue” to begin with. Not only that, such a feedback is highly subjective. There are people who like husky voices just as there are others who prefer other kinds of voices. While you can point out things you don’t like (say if you find her voice too husky), making it the center of your critique probably isn’t going to be very helpful for your friend’s preparation.

In another example, say your friend just set up a new restaurant. He signs a lease for 12 months, and the location happens to have average human traffic. He then approaches you for advice to market his restaurant. Saying things like “change the Design location of your restaurant” really isn’t helpful at Email Free, all, because the lease has already been signed. You can point out that location is critical and you’d recommend that he consider places with high human traffic for Pediatric Brochure his next branch or if he’s open to Ezblueprint.com changing his restaurant location before the lease ends, but focusing all your time to bash his “poor” location choice isn’t really going to Pediatric Doctor Brochure Template help. Other unactionable critique includes saying that he should change his restaurant name or the decor especially if they have already been finalized and your critique is only based on subjective thoughts vs. hard data. On the other hand, actionable critique would be to “invite food bloggers for Sheet Template | Expense food tasting,” “do a media launch,” “give time-sensitive promotional discounts,” and “place advertisements in lifestyle magazines.” Knowing what’s actionable and Doctor Brochure Template Design unactionable requires you to Shift Sheet Report be empathetic. Doctor Design. Understand the person’s situation and his/her objectives, then provide your critique based on that.

5. Ezblueprint.com. Give recommendations on how to improve. When all is said and done, give recommendations on Pediatric Doctor Brochure Template Design, what the person can do to improve. Firstly, your recommendations will tie up your critique in a nice bow. Everyone has varying perspectives, which means every critique can be interpreted in Employee Examples, different ways. Giving recommendations will give the person a clear idea of what you have in mind. Secondly, recommendations provide a strong call-to-action. Doctor Template. You want the person to Examples | Sample Customer Service Resume act on what you have shared, not procrastinate. With your recommendations, I recommend to (a) be specific with your suggestions and Pediatric Brochure Template (b) briefly explain the rationale behind the recommendation.

Example : Giving feedback on a presentation. Weak recommendation : “The presentation is too long. Make it shorter.” — Not very helpful. Reducing the Bio Data Resume Examples | Sample Customer Service presentation time can be done via many ways — cutting down the points, removing examples, talking faster, and so on. What exactly do you mean? Part of giving constructive criticism includes being specific (see Tip #3). Good recommendation : “Instead of 2-3 examples per point which detracts from the main message, limit 1 example to each point.

This way, the presentation is more succinct and impactful. Doing this, the presentation length will easily be reduced from Pediatric Doctor Template 30 minutes to Email 20 minutes.” — Great recommendation that is specific. Rationale is also provided which explains your point of view to the person. My final tip for giving constructive criticism is not to make assumptions. When providing criticism, do so within what you know as fact about the person and the subject. There’s no need to Doctor Brochure Template Design make any assumptions. Not only does it make the 3+ Nurse Shift Report Template | Expense Report person look bad, it also makes you look bad — especially when your assumption is wrong. Here are 3 examples to highlight the difference between an assumption and a critique/comment:

Example #1 on public speaking: “The speech was mediocre. The speaker appeared nervous and was not able to Doctor Brochure Template lead the Sample Employee Form Pdf audience.” (Criticism) “The speaker never had any public speaking experience.” (This is an assumption and is not necessarily true. Seasoned public speakers can be nervous when giving speeches, especially in an new environment. To assume that someone doesn’t have any public speaking experience just because he/she appears nervous is quite pompous.) “This person speaks with an accent I’m not familiar with.” (Comment/Observation) “This person is Pediatric Doctor Design, not a native English speaker.” (Not necessary true. Just because you don’t recognize the Hanger Templates – Psd Format accent or you can’t understand it as well doesn’t mean that English isn’t the person’s native language — it just means that you aren’t familiar with the accent. Template. I find that people who are less traveled tend to think that anyone who doesn’t speak with an American accent is not a native English speaker, when there are many developed countries where English is their first language and the citizens are simply bilingual or trilingual.) “The new colleague seems to be anxious when around male co-workers. She keeps fidgeting and she’s not able to Door Templates Format articulate herself well.” (Comment/Observation) “The person was brought up in an all-girls environment.” (Assumption.

This is not necessarily true. Anxiety around the opposite gender can happen to anyone.) As they say, when you assume, you make an “ASS out of U and ME.” I have people made assumptions about me before while giving feedback, and it creates an embarrassing situation when the Doctor Template Design assumptions turn out to be wrong, especially when they were bad assumptions. Not having a presumptuous attitude will go a long way in any communication, not just in giving criticism. Check out the following related content: Hi!

I'm Celes. I write about personal development, relationships, productivity, career and more. If you found this article helpful, join my free newsletter where I update you on my latest content and share messages that I don't post here. :)

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10 Online Tools for Pediatric Doctor Kids to Improve Writing Skills. Children’s creativity is endless. Little ones are able to imagine things that go beyond expectations. If kids engage in 25+ Printable Hanger Templates – Psd, writing from an early age, they will be able to expand their creative potential. Children have a natural tendency to notice and observe the world around them; writing is a fun way for kids to express themselves and build skills at the same time! Needless to Pediatric Doctor Brochure say, it won’t be easy to teach a young one to Shift Template write. It will take more than providing a piece of Pediatric Brochure paper and a pencil, and leaving everything else to natural tendencies. This skill requires a lot of practice to How To Frosting Food And Cake be developed, so it would be best to start as early as possible. The following tools will help you make writing easier for your child.

This online tool covers the basics of the essay writing process by showing children what each of the five paragraphs should to contain. Once your child makes enough progress, they can continue practicing with the Writing Worksheets that the site provides. There are five fun essay writing activities provided for free: Rules of Writing an Pediatric, Essay, Essay on Twin Towers Devastation, Autobiography of Resume Customer My Favorite Thing, Picture Writing, and Essay on Mom. This website provides fun resources that teach young children how to write and Template Design, understand written content. The lessons are taught through short cartoons and Door Hanger – Psd Format, interactive exercises. The writing section offers a great base of tasks that will test your child’s ability to write understandable content. Interactive activities are an important part of the learning process. Brochure Template. This website provides effective exercises for grades K-12.

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EssayMama offers great tips and guides on writing, as well as fun articles that inspire children to express their own thoughts in written form. This isn#8217;t the most visually stunning website, but that doesn’t make it any less useful for Brochure parents and instructors. A list of links guides you to online resources that will be useful at any stage of the learning process. You can explore the How To Make Frosting | Magazines, Food And Cake basic steps of research, character development, the 5-paragraph essay, picture book projects, the 3-step creative writing process, and much more. You will also find awesome games that teach writing through fun activities. This is a mandatory website for Brochure Design parents and educators who want to teach writing effectively. You will find links to resources organized in seven categories: Writing Skills, Writing Sentences, Writing Paragraphs, Writing Essays, Writing Mechanics, Standardized Testing Writing, and Teaching Writing. Some of the most useful tools this website provides are the graphic organizers and fun exercises for each category. This website provides a collection of simple essays, short paragraphs, project works, poems, and 3+ Nurse | Expense, speeches for children.

You will find great essay topics for kids ages 6-10. Try assigning some of these topics on Pediatric Doctor Brochure Template Design a regular basis and Bio Data Examples | Sample Service, you’ll see how your child makes step-by-step progress. Each sample comes with an assigned target age group, so you won’t confuse your learner with content that’s too complicated for them to understand. Good sample essays for Pediatric Doctor Design young children are not easy to Ezblueprint.com locate. This website is Pediatric Doctor Brochure Design a great source of content in four categories: narrative, persuasive, expository, and descriptive essays.

Start with the featured essays, then dig deeper to find inspiration on different topics. When your child starts writing more, encourage them to take part in the site#8217;s weekly essay contest. Winners are published in the mini essays section. As your child makes progress in the art of essay writing, it might be difficult for them to limit the thoughts that they put on paper in a clean sentence. You might notice that their expressions are becoming confusing; that’s completely natural for young learners.

Hemingway Editor is a great tool you can use in such situations. It analyzes the sentence and provides a readability score. In addition, you will see all confusing sentences highlighted in Bio Data Resume Examples Service, yellow and red. When you don’t know where to start with the editing stage, this tool will provide effective guidance. Hi Julie, I also wanted to Doctor Template Design add WriteWell to this list http://www.writewellapp.com.

It is tool that is growing in popularity with the homeschool segment. Child Development Books Our recommendations for books on Email.business Email child development for Pediatric Brochure Template Design parents. Total Focus Program A cognitive behavioral therapy multi-media program to help ADHD kids focus and Sample Email Free, behave. The information on this website is solely for informational purposes. IT IS NOT INTENDED TO PROVIDE MEDICAL ADVICE. Neither Child Development Institute, LLC nor Dr. Myers nor any of the editors, columnists or authors take responsibility for Doctor Brochure Template Design any possible consequences from 3+ Nurse Report Report any action taken which results from reading or following the information contained in this information. The publication of Doctor Design this information does not constitute the practice of medicine or psychology, and this information does not replace the advice of your physician or mental health care provider.

Before undertaking any course of 3+ Nurse Shift Report Sheet Template | Expense Report treatment, the reader must seek the advice of their physician or other health care provider. See additional information. Copyright 1999-2015 Child Development Institute, LLC - All Rights Reserved.

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Ann Arbor, MI. Economist Technology Quarterly (2012). Pediatric! . Inside Story: Look, No Hands. September 1 issue: 17-19. Grau, Alan (2012). President, Icon Labs. Telephone Interview, October 12.

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